15040 Silversmith Cir, Spring Hill, FL 34609 Property Records

Hernando County property record for 15040 Silversmith Cir, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,197 sqft · built 2000
Lot Size	0.252 acres (10,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,900 (Apr 2019)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R11-223-18-3494-0000-29B0`

Property Details

APN / Parcel Number

Primary APN	`R11-223-18-3494-0000-29B0`
Alternative APNs	`01338653` `1338653`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,197 sqft Living Area
Gross Area	1,943 sqft
1st Floor Area	1,197 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,978 sqft (0.252 acres)
Garage Type	Attached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01338653
Street Address	15040 SILVERSMITH CIR
City	SPRING HILL
State	FL
Zip	34609-0389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVERTHORN PH 4 STERLING RUN LOT 29B
Legal Range	18E
Legal Township	23S
Legal Section	11
Legal Subdivision	SILVERTHORN PH 4 STERLING RUN
Legal Lot Number	29B
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2003
Census Tract	40909

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15040 SILVERSMITH CIR, SPRING HILL, FL 34609-0389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	May 26, 2016 · Amount on Record
Deed Document Number	201926131
Deed Book / Page	3697 / 1405
Prior Transfer Date	Jul 8, 2015
Prior Transfer Doc	0032701447
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 30, 2019
Property Address	15040 SILVERSMITH CIR, SPRING HILL, FL 34609-0389
Document Number	0036971405
Book / Page	003697 / 001405
Instrument Date	Apr 24, 2019
Instrument	26131
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	CHELSEA TITLE/THE NATURE COAST

Transaction

Amount	Amount Recorded
Tax	$223.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15040 SILVERSMITH CIR SPRING HILL FL 346090389, SPRING HILL, FL 34609-0389

Mortgage

Document Number	36971406
Date	Apr 30, 2019
Book Page	003697/001406
Instrument	26132

Lender

Name	PATRIOT LNDG SVCS
Address	PITTSBURGH, PA 15220

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 29, 2034

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00 (+54.6%)	$116,987 (+5.99%)	$208,970 (+9.75%) Land $44,022 Building $164,948
2023		$110,379 (+3%) Land $110,379
2022	$1,075.00 Homeowner's exemption	$107,164	$190,411 Land $44,022 Building $146,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	5 (2012–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODARD MANOR private · serves 100 people · EPA ID FL6295177
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	HERNANDO CO UTL-WEST
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20