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15023 Silversmith Cir, Spring Hill, FL 34609 Property Records

Hernando County property record for 15023 Silversmith Cir, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,419 sqft · built 2005
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$282,000 (Oct 2023)
Tax Bill$224 (2025)
Deeds & MortgagesOct 2023 Sale
Mar 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNR11-223-18-3494-0000-69A0

Property Details

APN / Parcel Number

Primary APNR11-223-18-3494-0000-69A0
Alternative APNs
  • 01339448
  • 1339448

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,419 sqft Living Area
1st Floor Area1,419 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01339448
Street Address15023 SILVERSMITH CIR
CitySPRING HILL
StateFL
Zip34609-0390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVERTHORN PH 4 STERLING RUN LOT 69A
Legal Range18E
Legal Township23S
Legal Section11
Legal SubdivisionSILVERTHORN PH 4 STERLING RUN
Legal Lot Number69A
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2013
Census Tract40909

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address15023 SILVERSMITH CIR, SPRING HILL, FL 34609-0390
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Warranty Deed, Transfer
CHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST
Mar 16, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 5, 2020Warranty Deed, Transfer
SOUTHEAST TITLE/THE SUNCOAST
May 24, 2018Warranty Deed, Transfer · FHA Mortgage
NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2023 · Amount on Record
Deed SaleOct 13, 2023 · Amount on Record
Prior SaleMar 16, 2022 · Amount on Record
Deed Document Number2023066083
Deed Book / Page4354 / 1092
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 13, 2023
Property Address15023 SILVERSMITH CIR, SPRING HILL, FL 34609-0390
Document Number0043541092
Book / Page4354 / 1092
Map ReferenceMB 31 PG 7-10
Instrument DateOct 12, 2023
Instrument2023066083
Transaction TypeTransfer
Record UpdatedNov 2, 2023
Title CompanyCHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST

Transaction

AmountAmount Recorded
Tax$1,974.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address164 FREEMAN RD, NORTHFIELD, VT 05663-6202

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15023 SILVERSMITH CIR, SPRING HILL, FL 34609-0390

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 16, 2022
Property Address15023 SILVERSMITH CIR, SPRING HILL, FL 34609-0390
Document Number0041420610
Book / Page4142 / 610
Map ReferenceMB 31 PG 7-10
Instrument DateMar 11, 2022
Instrument2022020572
Transaction TypeTransfer
Record UpdatedApr 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,603.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4922 STAR HILL LN, 4922, CHARLOTTE, NC 28214-2506

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 FREEMAN RD, NORTHFIELD, VT 05663-6202

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 5, 2020
Property Address15023 SILVERSMITH CIR, SPRING HILL, FL 34609-0390
Document Number0038030704
Book / Page003803 / 000704
Instrument DateJan 27, 2020
Instrument7604
Transaction TypeTransfer
Record UpdatedMar 6, 2020
Title CompanySOUTHEAST TITLE/THE SUNCOAST

Transaction

AmountAmount Recorded
Tax$1,162.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15023 SILVERSMITH CIR SPRING HILL FL 346090390, SPRING HILL, FL 34609-0390

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 24, 2018
Property Address15023 SILVERSMITH CIR, SPRING HILL, FL 34609-0390
Document Number0035870376
Book / Page3587 / 0376
Map ReferenceMB31 PG7-10
Instrument DateMay 24, 2018
Instrument2018032243
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyKEYSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14477 MIDDLE FAIRWAY DR, 14477, SPRING HILL, FL 34609-0352

Transferred To (Grantee/Buyer)

NameVerified Name
Address15023 SILVERSMITH CIR, SPRING HILL, FL 34609-0390

Mortgage

Document Number2018032244
DateMay 24, 2018
Instrument2018032244
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$224.00 (-92.73%) Additional exemption filed$65,181 (-67.89%)$213,014 (+4.95%) Land $30,556 Building $182,458
2023$202,965 (+120.49%) Land $19,924 Building $183,041
2022$3,082.00 Homeowner's exemption$92,052$202,965 Land $30,556 Building $172,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims5 (2012–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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