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15024 Silversmith Cir, Spring Hill, FL 34609 Property Records

Hernando County property record for 15024 Silversmith Cir, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,263 sqft · built 2002
Lot Size0.15 acres (6,533 sqft)
OwnerIndividual Name on Record
Last Sale$169,000 (Mar 2021)
Tax Bill$3,434 (2025)
Deeds & MortgagesOct 2022 Transfer
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR11-223-18-3494-0000-31B0

Property Details

APN / Parcel Number

Primary APNR11-223-18-3494-0000-31B0
Alternative APNs
  • 01338699
  • 1338699

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,263 sqft Living Area
Gross Area1,883 sqft
1st Floor Area1,263 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,533 sqft (0.15 acres)
Garage TypeAttached
Garage Area475 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area145 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01338699
Street Address15024 SILVERSMITH CIR
CitySPRING HILL
StateFL
Zip34609-0389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVERTHORN PH 4 STERLING RUN LOT 31B
Legal Range18E
Legal Township23S
Legal Section11
Legal SubdivisionSILVERTHORN PH 4 STERLING RUN
Legal Lot Number31B
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2003
Census Tract40909

Owner

Source: Hernando County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15024 SILVERSMITH CIR, SPRING HILL, FL 34609-0389
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 24, 2021Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FCU
Mar 21, 2018Warranty Deed, Transfer
SOUTHERN SECURITY TITLE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2021 · Amount on Record
Deed SaleMar 24, 2021 · Amount on Record
Prior SaleSep 25, 2015 · Amount on Record
Deed Document Number202120386
Deed Book / Page3971 / 491
Last Transfer DateOct 7, 2022
Transfer Doc0042271883
Record UpdatedJun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateOct 10, 2022
Property Address15024 SILVERSMITH CIR, SPRING HILL, FL 34609-0389
Document Number0042271883
Book / Page4227 / 1883
Map ReferenceMB 31 PG 7-10
Instrument DateOct 7, 2022
Instrument2022073970
Transaction TypeTransfer
Record UpdatedNov 2, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address15024 SILVERSMITH CIR, 15024, SPRING HILL, FL 34609-0389

Transferred To (Grantee/Buyer)

NameVerified Name
Address15024 SILVERSMITH CIR, SPRING HILL, FL 34609-0389

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 24, 2021
Property Address15024 SILVERSMITH CIR, SPRING HILL, FL 34609-0389
Document Number0039710491
Book / Page3971 / 491
Map ReferenceMB 31 PG 7-10
Instrument DateMar 12, 2021
Instrument2021020386
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyREPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,183.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5437 FIRETHORN PT, 5437, BROOKSVILLE, FL 34609-9512

Transferred To (Grantee/Buyer)

NameVerified Name
Address15024 SILVERSMITH CIR, SPRING HILL, FL 34609-0389

Mortgage

Document Number3971493
DateMar 24, 2021
Instrument3971/493
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 21, 2018
Property Address15024 SILVERSMITH CIR, SPRING HILL, FL 34609-0389
Document Number0035641230
Book / Page003564 / 001230
Instrument DateMar 14, 2018
Instrument16875
Transaction TypeTransfer
Record UpdatedApr 11, 2018
Title CompanySOUTHERN SECURITY TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$997.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5437 FIRETHORN PT SPRING HILL FL 346099512, SPRING HILL, FL 34609-9512

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,434.00 (+17.32%)$201,675 (+4.64%) Land $30,509 Building $159,569$201,675 (+4.64%) Land $30,509 Building $159,569
2023$192,736 (+9.19%) Land $27,012 Building $165,724
2022$2,927.00$176,516 Land $24,303 Building $152,213$192,736 Land $30,509 Building $162,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims5 (2012–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODARD MANOR
private · serves 100 people · EPA ID FL6295177
Water SourceGroundwater
Last State InspectionAug 2024
Also Mapped HereHERNANDO CO UTL-WEST
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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