Hernando County property record for 15028 Silversmith Cir, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,410 sqft · built 2002 |
| Lot Size | 0.165 acres (7,167 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $167,000 (Dec 2019) |
| Tax Bill | $1,528 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R11-223-18-3494-0000-31A0 |
| Primary APN | R11-223-18-3494-0000-31A0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 2,187 sqft |
| 1st Floor Area | 1,410 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,167 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 335 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01338680 |
|---|---|
| Street Address | 15028 SILVERSMITH CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVERTHORN PH 4 STERLING RUN LOT 31A |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | SILVERTHORN PH 4 STERLING RUN |
| Legal Lot Number | 31A |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40909 |
Source: Hernando County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 15028 SILVERSMITH CIR, SPRING HILL, FL 34609-0389 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 16, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Dec 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2019 · Amount on Record |
| Deed Sale | Dec 4, 2019 · Amount on Record |
| Prior Sale | Jun 24, 2002 · Amount on Record |
| Deed Document Number | 201976127 |
| Deed Book / Page | 3780 / 1459 |
| Last Transfer Date | Mar 9, 2022 |
| Transfer Doc | 0041420608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 16, 2022 |
| Property Address | 15028 SILVERSMITH CIR, SPRING HILL, FL 34609-0389 |
| Document Number | 0041420608 |
| Book / Page | 4142 / 608 |
| Map Reference | MB 31 PG 7-10 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022020571 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 15028 SILVERSMITH CIR, SPRING HILL, FL 34609-0389 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 4, 2019 |
| Property Address | 15028 SILVERSMITH CIR, SPRING HILL, FL 34609-0389 |
| Document Number | 0037801459 |
| Book / Page | 3780 / 1459 |
| Map Reference | MB 31 PG 7-10 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 2019076127 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MEMBERS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4062 BENCHMARK TRL, 4062, BROOKSVILLE, FL 34604-8125 |
| Name | Verified Name |
|---|---|
| Address | 12353 SPREADING OAK DR, SPRING HILL, FL 34609-4065 |
| Document Number | 0037801460 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 3780/1460 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,528.00 (+62.38%) Homeowner's exemption | $107,602 (+5.99%) | $206,159 (-2.4%) Land $33,470 Building $172,689 |
| 2023 | $101,523 (+3%) Land $101,523 | ||
| 2022 | $941.00 Homeowner's exemption | $98,566 | $211,238 Land $33,470 Building $177,768 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 5 (2012–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODARD MANOR private · serves 100 people · EPA ID FL6295177 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | HERNANDO CO UTL-WEST |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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