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15033 Silversmith Cir, Spring Hill, FL 34609 Property Records

Hernando County property record for 15033 Silversmith Cir, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,463 sqft · built 2005
Lot Size0.141 acres (6,150 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Aug 2021)
Tax Bill$2,894 (2025)
Deeds & MortgagesAug 2026 Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR11-223-18-3494-0000-69B0

Property Details

APN / Parcel Number

Primary APNR11-223-18-3494-0000-69B0
Alternative APNs
  • 01339457
  • 1339457

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,463 sqft Living Area
Gross Area2,015 sqft
1st Floor Area1,463 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2012
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,150 sqft (0.141 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01339457
Street Address15033 SILVERSMITH CIR
CitySPRING HILL
StateFL
Zip34609-0390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVERTHORN PH 4 STERLING RUN LOT 69B
Legal Range18E
Legal Township23S
Legal Section11
Legal SubdivisionSILVERTHORN PH 4 STERLING RUN
Legal Lot Number69B
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2013
Census Tract40909

Owner

Source: Hernando County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15033 SILVERSMITH CIR, SPRING HILL, FL 34609-0390
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Aug 2, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 23, 2021
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2021 · Amount on Record
Deed SaleAug 2, 2021 · Amount on Record
Prior SaleMar 21, 2007 · Amount on Record
Deed Document Number202157401
Deed Book / Page4034 / 1838
Prior Transfer DateJun 7, 2021
Prior Transfer Doc0040171039
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Recording DateAug 19, 2026
Property Address15033 SILVERSMITH CIR, SPRING HILL, FL 34609-0390
Document Number0000055850
Book / Page4749 / 1247
Instrument DateAug 12, 2026
Instrument202655850
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address15033 SILVERSMITH CIR, SPRING HILL, FL 34609-0390
InvestorPossibly a Property Investor

Mortgage

Document Number0000055850,
DateAug 19, 2026
Book Page4749/1247
Instrument202655850
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateAug 2, 2021
Property Address15033 SILVERSMITH CIR, SPRING HILL, FL 34609-0390
Document Number0040341838
Book / Page4034 / 1838
Map ReferenceMB 31 PG 7-10
Instrument DateJul 15, 2021
Instrument2021057401
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1763 VIRGINIA LEE CIR, 1763, BROOKSVILLE, FL 34602-6252

Transferred To (Grantee/Buyer)

NameVerified Name
Address15033 SILVERSMITH CIR, SPRING HILL, FL 34609-0390
InvestorPossibly a Property Investor

Mortgage

Document Number40341839
DateAug 2, 2021
Instrument4034/1839
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

June 2021:

JurisdictionHERNANDO FL
Recording DateJun 23, 2021
Property Address15033 SILVERSMITH CIR, SPRING HILL, FL 34609-0390
Document Number0040171039
Book / Page4017 / 1039
Map ReferenceMB 31 PG 7-10
Instrument DateJun 7, 2021
Instrument2021047653
Record UpdatedDec 7, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15033 SILVERSMITH CIR, SPRING HILL, FL 34609-0390

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,894.00 (+25.39%) Homeowner's exemption Veteran's exemption$208,314 (+5.99%)$213,514 (+2.46%) Land $28,721 Building $184,793
2023$196,547 (+3%) Land $19,452 Building $177,095
2022$2,308.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$190,822 Land $22,878 Building $167,944$208,378 Land $28,721 Building $179,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims5 (2012–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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