1504 Alligator St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1504 Alligator St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2014
Square Footage	3,580 sqft Heated Area
Lot Size	8,756 sqft (0.201 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2015)
Tax Bill	$5,296.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`153543`
Alternative APN	`312531084200012940`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	3,580 sqft Heated Area
Gross Area	4,561 sqft Gross Area
1st Floor	1,616 sqft 1st Floor
Upper Floors	1,964 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2014
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,756 sqft (0.201 acres)
Depth X Width	125 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	610 sqft Garage

Exterior Amenities

Pool Area	334 sqft Pool
Fence	Fence
Deck Area	512 sqft Deck
Porch	Finished/Screened Porch
Porch Area	371 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	153543
Street Address	1504 ALLIGATOR ST
City	SAINT CLOUD
State	FL
Zip	34771-7537
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 294
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK
Legal Phase	1B
Legal Tract	842
Legal Block	1
Legal Lot Number	294
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2002
Census Tract	43600

Owner

Source: Osceola County records · APN 153543

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1504 ALLIGATOR ST, SAINT CLOUD, FL 34771-7537
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2015 · Amount on Record
Deed Sale	Oct 09, 2015 · Amount on Record
Deed Doc Number	2015151863
Deed Book / Page	4855 / 0686
Record Refreshed	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1504 ALLIGATOR ST, SAINT CLOUD, FL 34771-7537
Document Number	0055100670
Instrument Date	Apr 09, 2019
Transaction Type	Mortgage
Record Updated	May 09, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 ALLIGATOR ST ST CLOUD FL 347717537, ST CLOUD, FL 34771-7537

Mortgage

Document Number	0055100670
Date	Apr 22, 2019
Book Page	005510/000670
Instrument	49846

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,296.00 (+2.5%) Homeowner's exemption Disabled Person's exemption	$348,772 (+5.99%)	$485,600 (-5.08%) Land $75,000 Building $410,600
2023	$5,167.00 Homeowner's exemption	$329,071	$511,600 Land $65,000 Building $446,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 602 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.