1507 Alligator St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1507 Alligator St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,776 sqft · built 2016
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Nov 2025)
Tax Bill	$7,536 (2025)
Deeds & Mortgages	Nov 2025 Sale Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153498`

Property Details

APN / Parcel Number

Primary APN	`153498`
Alternative APN	`312531084200012490`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,776 sqft Heated Area
Gross Area	3,694 sqft
1st Floor Area	2,776 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Finished
Garage Area	542 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	153498
Street Address	1507 ALLIGATOR ST
City	SAINT CLOUD
State	FL
Zip	34771-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 249
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK
Legal Phase	1B
Legal Tract	842
Legal Block	1
Legal Lot Number	249
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43600

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1507 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer RED DOOR TITLE
Mar 26, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	2025139925
Deed Book / Page	6879 / 1502
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2025
Property Address	1507 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number	0068791502
Book / Page	6879 / 1502
Map Reference	MB 19 PG 189-191
Instrument Date	Nov 10, 2025
Instrument	2025139925
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5492 TERRITORIAL RD, GRAND BLANC, MI 48439-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 26, 2020
Property Address	1507 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number	0056991736
Book / Page	005699 / 001736
Instrument Date	Mar 25, 2020
Instrument	43621
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,478.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1507 ALLIGATOR ST ST CLOUD FL 347717512, ST CLOUD, FL 34771-7512

Mortgage

Document Number	56991738
Date	Mar 26, 2020
Book Page	005699/001738
Instrument	43622

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2035

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,536.00 (+11.88%)	$425,200 (-2.54%) Land $75,000 Building $350,200	$425,200 (-2.54%) Land $75,000 Building $350,200
2023	$6,736.00 (+11.49%)	$436,300 (+14.54%) Land $65,000 Building $371,300	$436,300 (+14.54%) Land $65,000 Building $371,300
2022	$6,042.00	$380,900 Land $60,000 Building $320,900	$380,900 Land $60,000 Building $320,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Lumen Technologies.

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