Osceola County property record for 1497 Alligator St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,776 sqft · built 2014 |
| Lot Size | 0.23 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $649,000 (Sep 2025) |
| Tax Bill | $5,405 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 153503 |
| Primary APN | 153503 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,776 sqft Heated Area |
| Gross Area | 3,786 sqft |
| 1st Floor Area | 2,776 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,062 sqft (0.23 acres) |
| Garage Type | Finished |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 32 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 460 sqft |
| Deck Area | 722 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 153503 |
|---|---|
| Street Address | 1497 ALLIGATOR ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 254 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 1B |
| Legal Tract | 842 |
| Legal Block | 1 |
| Legal Lot Number | 254 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 153503
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1497 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 2025119321 |
| Deed Book / Page | 6854 / 2809 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 29, 2025 |
| Property Address | 1497 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Document Number | 0068542809 |
| Book / Page | 6854 / 2809 |
| Map Reference | MB 19 PG 189-191 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025119321 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,543.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43162 WHISPERING PINES PATH, COLOMA, MI 49038-9298 |
| Name | Verified Name |
|---|---|
| Address | 1497 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Document Number | 0068542811 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 6854/2811 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 28, 2019 |
| Property Address | 1497 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Document Number | 0055302250 |
| Book / Page | 5530 / 2250 |
| Map Reference | MB 19 PG 189 |
| Instrument Date | May 24, 2019 |
| Instrument | 2019068240 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,369.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 S PALM AVE, 505, INDIALANTIC, FL 32903-3315 |
| Name | Verified Name |
|---|---|
| Address | 1497 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Document Number | 0055302252 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 5530/2252 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,405.00 (+3.41%) Homeowner's exemption | $344,897 (+2.9%) | $460,200 (-3.18%) Land $75,000 Building $385,200 |
| 2024 | $5,227.00 (+2.47%) Homeowner's exemption | $335,177 (+3%) | $475,300 (+0.81%) Land $70,000 Building $405,300 |
| 2023 | $5,101.00 (+3.38%) Homeowner's exemption | $325,415 (+3%) | $471,500 (+12.8%) Land $65,000 Building $406,500 |
| 2022 | $4,934.00 Homeowner's exemption | $315,937 | $418,000 Land $60,000 Building $358,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 602 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Lumen Technologies, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures