Osceola County property record for 1508 Alligator St, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,776 sqft · built 2014 |
| Lot Size | 0.201 acres (8,755 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $369,000 (Oct 2020) |
| Tax Bill | $5,114 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-25-31-0842-0001-2960 |
| Primary APN | 31-25-31-0842-0001-2960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,776 sqft Living Area |
| Gross Area | 3,710 sqft |
| 1st Floor Area | 2,776 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,755 sqft (0.201 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 384 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1508 ALLIGATOR ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 296 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1B |
| Legal Phase | 1B |
| Legal Tract | 842 |
| Legal Block | 2960 |
| Legal Lot Number | 296 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0842-0001-2960
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1508 ALLIGATOR ST, SAINT CLOUD, FL 34771-7537 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 29, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 26, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on Record |
| Deed Sale | Oct 26, 2020 · Amount on Record |
| Prior Sale | Jul 14, 2014 · Amount on Record |
| Deed Document Number | 2020144512 |
| Deed Book / Page | 5819 / 1014 |
| Last Transfer Date | Jun 29, 2023 |
| Transfer Doc | 0064330298 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 29, 2023 |
| Property Address | 1508 ALLIGATOR ST, SAINT CLOUD, FL 34771-7537 |
| Document Number | 0064330298 |
| Book / Page | 6433 / 298 |
| Map Reference | MB 19 PG 189 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023084351 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1508 ALLIGATOR ST, SAINT CLOUD, FL 34771-7537 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1508 ALLIGATOR ST, SAINT CLOUD, FL 34771-7537 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 26, 2020 |
| Property Address | 1508 ALLIGATOR ST, SAINT CLOUD, FL 34771-7537 |
| Document Number | 0058191014 |
| Book / Page | 5819 / 1014 |
| Map Reference | MB 19 PG 189-191 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 2020144512 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FLORIDA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,583.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2736 NUTANE VIEW RD, 2736, SAINT CLOUD, FL 34771 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1508 ALLIGATOR ST, SAINT CLOUD, FL 34771-7537 |
| Document Number | 0058191016 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 5819/1016 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,114.00 (+3.44%) Homeowner's exemption | $328,597 (+5.99%) | $432,900 (-2.57%) Land $75,000 Building $357,900 |
| 2024 | $4,944.00 (+2.49%) | ||
| 2023 | $4,824.00 (+3.41%) Homeowner's exemption | $310,036 (+3%) | $444,300 (+14.33%) Land $65,000 Building $379,300 |
| 2022 | $4,665.00 Homeowner's exemption | $301,006 | $388,600 Land $60,000 Building $328,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 602 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
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| Spectrum | Cable | 1,000 / 1,000 |
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