Osceola County property record for 1503 Alligator St, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,480 sqft · built 2014 |
| Lot Size | 0.201 acres (8,755 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Sep 2024) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-25-31-0842-0001-2510 |
| Primary APN | 31-25-31-0842-0001-2510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,480 sqft Living Area |
| Gross Area | 4,398 sqft |
| 1st Floor Area | 2,776 sqft |
| Upper Floors Area | 704 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,755 sqft (0.201 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 417 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 376 sqft |
| Deck Area | 663 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1503 ALLIGATOR ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 251 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1B |
| Legal Phase | 1B |
| Legal Tract | 842 |
| Legal Block | 2510 |
| Legal Lot Number | 251 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0842-0001-2510
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1503 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Jul 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 14, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jan 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2024 · Amount on Record |
| Deed Sale | Sep 19, 2024 · Amount on Record |
| Prior Sale | Jul 01, 2022 · Amount on Record |
| Deed Document Number | 2024120856 |
| Deed Book / Page | 6667 / 1485 |
| Prior Transfer Date | Jan 12, 2018 |
| Prior Transfer Doc | 0052741308 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1503 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057182048 |
|---|---|
| Date | May 06, 2020 |
| Book Page | 5718/2048 |
| Instrument | 2020060974 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 01, 2022 |
| Property Address | 1503 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Document Number | 0062432940 |
| Book / Page | 6243 / 2940 |
| Map Reference | MB 19 PG 189-191 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022102611 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | UNIK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1503 ALLIGATOR ST, 1503, SAINT CLOUD, FL 34771-7512 |
| Name | Verified Name |
|---|---|
| Address | 5003 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0062432942 |
|---|---|
| Date | Jul 01, 2022 |
| Instrument | 6243/2942 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 14, 2020 |
| Property Address | 1503 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Document Number | 0058121821 |
| Book / Page | 005812 / 001821 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 138949 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,063.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1503 ALLIGATOR ST ST CLOUD FL 347717512, ST CLOUD, FL 34771-7512 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 24, 2018 |
| Property Address | 1503 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Document Number | 0052741308 |
| Book / Page | 5274 / 1308 |
| Map Reference | MB19 PG189-191 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 2018012883 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | NATIONS TITLE AGENCY OF FLOR |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,134.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1503 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Document Number | 2018012884 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 2018012884 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 (-99.95%) | $347,107 (-31.95%) | $483,400 (-5.23%) Land $75,000 Building $408,400 |
| 2024 | $8,160.00 (-3.17%) | ||
| 2023 | $8,427.00 (+210,575%) Homeowner's exemption | $510,100 (+43.47%) Land $65,000 Building $445,100 | $510,100 (+13.79%) Land $65,000 Building $445,100 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $355,556 | $448,300 Land $60,000 Building $388,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 602 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property
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