Montgomery County property record for 1503 E Summit St, Red Oak, IA 51566 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,327 sqft Living Area |
| Lot Size | 5,265 sqft (0.12 acres) |
| Garage | Attached, 674 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,928.00 (2024) |
Source: Montgomery County records · APN 600622351038000
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1503 E SUMMIT ST, RED OAK, IA 51566-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 13, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage MUTUAL OF OMAHA MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2004 |
| Deed Sale | Jul 22, 2004 |
| Deed Doc Number | 277-179 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1503 E SUMMIT ST, RED OAK, IA 51566-1706 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1503 E SUMMIT ST, RED OAK, IA 51566-1706 |
| Document Number | 02025/1583 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 2025/1583 |
| Instrument | 2025 1583 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1503 E SUMMIT ST, RED OAK, IA 51566-1706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/2183 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 2021/2183 |
| Instrument | 2021 2183 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,960 (+51.89%) Land $11,050 Building $162,910 | $173,960 (+51.89%) Land $11,050 Building $162,910 | |
| 2024 | $1,928.00 (+3.21%) | ||
| 2023 | $114,530 Land $8,290 Building $106,240 | $114,530 Land $8,290 Building $106,240 | |
| 2022 | $1,868.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 600622351038000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,327 sqft Living Area |
| 1st Floor | 1,080 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Block Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,265 sqft (0.12 acres) |
| Depth X Width | 81 ft x 65 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 674 sqft Garage |
| Deck Area | 136 sqft Deck |
| Patio Area | 88 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 1503 E SUMMIT ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W 30 AC S 100 AC SW E 65' W 196' S 141' W 2 AC S 6 AC |
| Jurisdiction | MONTGOMERY IA |
| Minor Civil Division | RED OAK |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 960200 |
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