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1609 E Summit St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1609 E Summit St, Red Oak, IA 51566 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,072 sqft · built 1925
Lot Size0.861 acres (37,530 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (May 2025)
Tax Bill$2,702 (2024)
Deeds & MortgagesNov 2012 Mortgage
Mar 2013 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN600622351041000

Property Details

APN / Parcel Number

Primary APN600622351041000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,072 sqft Living Area
1st Floor Area960 sqft
Basement Area1,520 sqft
Game RoomGame Room
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area37,530 sqft (0.861 acres)
Lot Dimensions270 ft deep x 139 ft wide
Garage TypeDetached
Garage Area960 sqft
Parking Spaces4 Parking Spaces
PorchEnclosed Porch
Porch Area416 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1609 E SUMMIT ST
CityRED OAK
StateIA
Zip51566-1708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 30 AC S 100 AC SW W 139' E 3 AC S 6 AC
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group1
Census Block1005
Census Tract960200

Owner

Source: Montgomery County records · APN 600622351041000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1609 E SUMMIT ST, RED OAK, IA 51566-1708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2012Deed of Trust, Mortgage · Conventional Mortgage
BANK IOWA
Mar 19, 2013Deed of Trust, Mortgage · Conventional Mortgage
BANK IOWA
May 08, 2025Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2025 · Amount on Record
Deed SaleMay 08, 2025 · Amount on Record
Prior SaleJun 10, 2016
Deed Document Number2025 0627
Deed Book / Page2025 / 627
Record UpdatedJun 08, 2026

November 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1609 E SUMMIT ST, RED OAK, IA 51566-1708
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02012/2061
DateNov 27, 2012
Book Page2012/2061
Instrument2012 2061
Lender
NameBANK IOWA
TypeBank
AddressRED OAK, IA 51566
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1609 E SUMMIT ST, RED OAK, IA 51566-1708
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02013/0453
DateMar 19, 2013
Book Page2013/0453
Instrument2013 453
Lender
NameBANK IOWA
TypeBank
AddressRED OAK, IA 51566
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IA
Recording DateMay 08, 2025
Property Address1609 E SUMMIT ST, RED OAK, IA 51566-1708
Document Number002025/627
Book / Page2025 / 627
Instrument DateMay 08, 2025
Instrument2025 0627
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyMIDWEST AREA TITLE INC, MIDWEST TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$151.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1609 E SUMMIT ST, RED OAK, IA 51566-1708

Mortgage

Document Number0020250628
DateMay 08, 2025
Instrument2025 0628
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$97,460 (-15.38%) Land $27,130 Building $70,330$97,460 (-15.38%) Land $27,130 Building $70,330
2024$2,702.00 (+14.2%)
2023$115,180 Land $20,350 Building $94,830$115,180 Land $20,350 Building $94,830
2022$2,366.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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