1410 E Summit St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1410 E Summit St, Red Oak, IA 51566 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 885 sqft · built 1885
Lot Size	0.393 acres (17,161 sqft)
Owner	Individual Name on File
Tax Bill	$2,126 (2024)
Deeds & Mortgages	Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`600628229001000`

Property Details

APN / Parcel Number

Primary APN	`600628229001000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	885 sqft Living Area
1st Floor Area	625 sqft
Basement Area	885 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,161 sqft (0.393 acres)
Lot Dimensions	131 ft deep x 131 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	156 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1410 E SUMMIT ST
City	RED OAK
State	IA
Zip	51566-1760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W/2 E/2 NE NE NE N 156' (EX W 30' & N 25')
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1010
Census Tract	960200

Owner

Source: Montgomery County records · APN 600628229001000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1805 N 5TH ST, RED OAK, IA 51566-1116
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2016
Deed Sale	Feb 04, 2016
Deed Document Number	2016-306
Record Updated	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1410 E SUMMIT ST, RED OAK, IA 51566-1760
Transaction Type	Mortgage
Record Updated	Mar 08, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000181
Date	Feb 06, 2018
Book Page	0000002018/0000000181
Instrument	000000000181

Lender

Name	HOUGHTON STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,630 (+21.04%) Land $21,590 Building $88,040	$109,630 (+21.04%) Land $21,590 Building $88,040
2024	$2,126.00 (+34.56%)
2023		$90,570 Land $16,190 Building $74,380	$90,570 Land $16,190 Building $74,380
2022	$1,580.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.