1501 E Summit St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1501 E Summit St, Red Oak, IA 51566

Property Summary

Property Type	Barber/Hair Salon
Details	958 sqft · built 1940
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jun 2025)
Tax Bill	$1,390 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`600622351035000`

Property Details

APN / Parcel Number

Primary APN	`600622351035000`

Interior

Stories	1 Story
Building Area	958 sqft Gross Area

Exterior

Year Built	Built 1940
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	55 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1501 E SUMMIT ST
City	RED OAK
State	IA
Zip	51566-1706
Property Category	Commercial
Property Type	Commercial > Retail > Barber/Hair Salon
Legal Description	W 30 AC S 100 AC SW W 113' S 85' (EX S 30') W 2 AC S 6 AC
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1005
Census Tract	960200

Owner

Source: Montgomery County records · APN 600622351035000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1345 200TH ST, RED OAK, IA 51566-4414
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2025 · Amount on Record
Deed Sale	Jun 03, 2025 · Amount on Record
Deed Document Number	2025-776
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1501 E SUMMIT ST, RED OAK, IA 51566-1706
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2165
Date	Dec 31, 2020
Book Page	2020/2165
Instrument	2020 2165

Lender

Name	HOUGHTON STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,950 (+7.91%) Land $5,500 Building $58,450	$63,950 (+7.91%) Land $5,500 Building $58,450
2024	$1,390.00 (+48.82%)
2023		$59,260 Land $5,500 Building $53,760	$59,260 Land $5,500 Building $53,760
2022	$934.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), as of May 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191379602001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Farmers Mutual Telephone Company of Stanton, Iowa Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50

Based on FCC filings for 80 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA6950075, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.