Montgomery County property record for 1411 E Summit St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,394 sqft · built 1976 |
| Lot Size | 0.191 acres (8,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jun 2021) |
| Tax Bill | $3,820 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600621478026000 |
| Primary APN | 600621478026000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,360 sqft (0.191 acres) |
| Lot Dimensions | 76 ft deep x 110 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 1411 E SUMMIT ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORCHARD HILL SD 1 LT 6 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 960200 |
Source: Montgomery County assessment roll, as of May 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1411 E SUMMIT ST, RED OAK, IA 51566-1752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP |
| May 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK |
| Mar 29, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 2, 2021 · Amount on Record |
| Deed Sale | Jun 2, 2021 · Amount on Record |
| Deed Document Number | 2021-1012 |
| Deed Book / Page | 2019 / 427 |
| Prior Transfer Date | Mar 29, 2019 |
| Prior Transfer Doc | 427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1411 E SUMMIT ST, RED OAK, IA 51566-1752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1013 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 2021/1013 |
| Instrument | 2021 1013 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1411 E SUMMIT ST, RED OAK, IA 51566-1752 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/778 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 2019/778 |
| Instrument | 778 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Mar 29, 2019 |
| Property Address | 1411 E SUMMIT ST, RED OAK, IA 51566-1752 |
| Document Number | 2019/427 |
| Book / Page | 2019 / 427 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 427 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 233 PEARL ST, COUNCIL BLUFFS, IA 51503-0826 |
Source: Montgomery County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $172,900 (-0.09%) Land $14,740 Building $158,160 | $172,900 (-0.09%) Land $14,740 Building $158,160 | |
| 2024 | $3,820.00 (+24.92%) | ||
| 2023 | $173,050 Land $11,500 Building $161,550 | $173,050 Land $11,500 Building $161,550 | |
| 2022 | $3,058.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1980–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Mutual Telephone Company of Stanton, Iowa Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
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