Osceola County property record for 1495 Alligator St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,358 sqft Heated Area |
| Lot Size | 8,756 sqft (0.201 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $485,000 (2023) |
| Tax Bill | $6,320.00 (2025) |
| Primary APN | 153504 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,358 sqft Heated Area |
| Gross Area | 3,182 sqft Gross Area |
| 1st Floor | 2,358 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,756 sqft (0.201 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 599 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 192 sqft Shed |
| Porch | Finished/Screened Porch |
| Porch Area | 225 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 153504 |
|---|---|
| Street Address | 1495 ALLIGATOR ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7512 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 255 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 1B |
| Legal Tract | 842 |
| Legal Block | 1 |
| Legal Lot Number | 255 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 153504
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1495 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 01, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MY MORTGAGE INC |
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2023 · Amount on Record |
| Deed Sale | Sep 01, 2023 · Amount on Record |
| Prior Sale | Dec 29, 2015 · Amount on Record |
| Deed Doc Number | 2023115353 |
| Deed Book / Page | 6467 / 1653 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 01, 2023 |
| Property Address | 1495 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Document Number | 0064671653 |
| Book / Page | 6467 / 1653 |
| Map Reference | MB 19 PG 189-191 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023115353 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Title Company | ALLIED TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2309 TYSON RD, SAINT CLOUD, FL 34771-7769 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12679 ENCLAVE DR, ORLANDO, FL 32837-6203 |
| Document Number | 0064671655 |
|---|---|
| Date | Sep 01, 2023 |
| Instrument | 6467/1655 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Document Number | 0064671668 |
|---|---|
| Date | Sep 01, 2023 |
| Book Page | 6467/1668 |
| Instrument | 2023115355 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CROFTON, MD 21114 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1495 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1495 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512 |
| Document Number | 0062362337 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 6236/2337 |
| Instrument | 2022096666 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,320.00 (+113.15%) Homeowner's exemption | $396,000 (+91.49%) Land $75,000 Building $321,000 | $396,000 (+0.15%) Land $75,000 Building $321,000 |
| 2023 | $2,965.00 (+3.71%) Homeowner's exemption | $206,799 (+3%) | $395,400 (+14.38%) Land $65,000 Building $330,400 |
| 2022 | $2,859.00 Homeowner's exemption | $200,776 | $345,700 Land $60,000 Building $285,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 32% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 498 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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