Butte-Silver Bow property record for 15 Laird St, Ramsay, MT 59748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,646 sqft · built 1916 |
| Lot Size | 0.332 acres (14,462 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,190 (2026) |
| Deeds & Mortgages | Nov 2023 Transfer Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0120504 |
| Primary APN | R0120504 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,646 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Attic | Attic |
| Attic Area | 470 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,110 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,462 sqft (0.332 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0001741200 |
|---|---|
| Street Address | 15 LAIRD ST |
| City | RAMSAY |
| State | MT |
| Zip | 59748-7500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAMSAY TOWNSITE, S14, T03 N, R09 W, BLOCK 2, LOT 19 |
| Legal Range | 09W |
| Legal Township | 03N |
| Legal Section | 14 |
| Legal Subdivision | RAMSAY TOWNSITE |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | SILVER BOW MT |
| Township / Civil Division | BUTTE-SILVER BOW NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1192 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ramsay Historic District listed 1988 · 35 contributing resources · NRIS 87002227 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Butte-Silver Bow records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 8, RAMSAY, MT 59748-0008 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 7, 2023 | Intrafamily Transfer, Transfer |
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2023 |
| Deed Sale | Nov 7, 2023 |
| Prior Sale | Dec 19, 2016 · Amount on Record |
| Deed Document Number | 2023732665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SILVER BOW MT |
| Recording Date | Nov 7, 2023 |
| Property Address | 15 LAIRD ST, RAMSAY, MT 59748-7500 |
| Document Number | 0000732665 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 732665 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 LAIRD ST, RAMSAY, MT 59748-7500 |
| Name | Verified Name |
|---|---|
| Address | 283 MAIN ST, BIG PINEY, WY 83113-5170 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SILVER BOW MT |
| Property Address | 15 LAIRD ST, RAMSAY, MT 59748-7500 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000719699 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 719699 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Butte-Silver Bow assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Montana |
| County / Consolidated City | Butte-Silver Bow |
| Secondary School District | Butte High School District (09 - 12) |
| Elementary School District | Ramsay Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,190.00 | $236,100 (-) | |
| 2025 | $1,190.00 (-17.3%) | $236,100 (+26.89%) | $236,100 (+26.89%) Land $16,902 Building $219,198 |
| 2023 | $1,439.00 | $186,073 | $186,073 Land $29,153 Building $156,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 80% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSAY WATER AND SEWER DISTRICT serves 97 people · EPA ID MT0000578 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Blackfoot Telephone Cooperative.
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