10 Laird St, Ramsay, MT 59748 Property Records

Butte-Silver Bow property record for 10 Laird St, Ramsay, MT 59748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 1925
Lot Size	0.315 acres (13,721 sqft)
Owner	Company Name on File
Last Sale	$15,506 (Jul 2025)
Tax Bill	$946 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0119658`

Property Details

APN / Parcel Number

Primary APN	`R0119658`
Alternative APNs	`01-1196-14-3-10-06-0000` `0001712000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,806 sqft Living Area
1st Floor Area	1,092 sqft
2nd Floor Area	252 sqft
Attic	Attic
Attic Area	462 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Architectural Style	Historical
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,721 sqft (0.315 acres)
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0001712000
Street Address	10 LAIRD ST
City	RAMSAY
State	MT
Zip	59748-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAMSAY TOWNSITE, S14, T03 N, R09 W, BLOCK 1, LOT 5
Legal Range	09W
Legal Township	03N
Legal Section	14
Legal Subdivision	RAMSAY TOWNSITE
Legal Block	1
Legal Lot Number	5
Jurisdiction	SILVER BOW MT
Township / Civil Division	BUTTE-SILVER BOW NORTHWEST
Census Block Group	1
Census Block	1193
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ramsay Historic District listed 1988 · 35 contributing resources · NRIS 87002227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Laird St is owned by a company that bought it in July 2025.

Source: Butte-Silver Bow records, as of September 4, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 105, RAMSAY, MT 59748-0105
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY BANK
Sep 20, 2023	Warranty Deed, Transfer
Jun 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Sep 20, 2023
Deed Document Number	2025742973
Prior Transfer Date	Jun 8, 2017
Prior Transfer Doc	397/721
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SILVER BOW MT
Property Address	10 LAIRD ST, RAMSAY, MT 59748-7500
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LAIRD ST, RAMSAY, MT 59748-7500

Mortgage

Document Number	0000747457
Date	Feb 24, 2026
Instrument	747457

Lender

Name	VALLEY BANK
Type	Bank
Address	BUTTE, MT 59702

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SILVER BOW MT
Recording Date	Sep 20, 2023
Property Address	10 LAIRD ST, RAMSAY, MT 59748
Document Number	0000731517
Instrument Date	Apr 1, 2019
Instrument	731517
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 LAIRD ST, RAMSAY, MT 59748

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SILVER BOW MT
Recording Date	Jun 8, 2017
Property Address	10 LAIRD ST, RAMSAY, MT 59748
Document Number	397/721
Book / Page	397 / 721
Instrument Date	Jun 8, 2017
Instrument	685082
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	268 DIABLO AVE, 268, MOUNTAIN VIEW, CA 94043-4117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W 2ND ST, BUTTE, MT 59701-2812

Tax Assessment & Valuation

The 2026 property tax bill for 10 Laird St was $946.

Source: Butte-Silver Bow assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Montana
County / Consolidated City	Butte-Silver Bow
Secondary School District	Butte High School District (09 - 12)
Elementary School District	Ramsay Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$946.00	$234,713 (+30.63%)
2025	$946.00	$179,683	$234,713 Land $16,473 Building $218,240
2023	$1,100.00	$136,360	$136,360 Land $28,670 Building $107,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Laird St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Laird St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 78% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSAY WATER AND SEWER DISTRICT serves 97 people · EPA ID MT0000578
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blackfoot Telephone Cooperative.

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