Butte-Silver Bow property record for 13 Laird St, Ramsay, MT 59748
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,325 sqft · built 1916 |
| Lot Size | 0.356 acres (15,507 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,620 (2026) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0119932 |
| Primary APN | R0119932 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,325 sqft Living Area |
| 1st Floor Area | 1,661 sqft |
| Attic | Attic |
| Attic Area | 664 sqft |
| Basement Area | 831 sqft |
| Unfinished Basement | 831 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Historical |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Wood Shingle |
| Lot Area | 15,507 sqft (0.356 acres) |
| Garage Type | Detached |
| Garage Area | 1,488 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0001722010 |
|---|---|
| Street Address | 13 LAIRD ST |
| City | RAMSAY |
| State | MT |
| Zip | 59748-7500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAMSAY TOWNSITE, S14, T03 N, R09 W, BLOCK 2, LOT 18, GARAGES 1 & 5, UNDIVIDED 2/5 INTEREST IN LOT 11 BLK 1 |
| Legal Range | 09W |
| Legal Township | 03N |
| Legal Section | 14 |
| Legal Subdivision | RAMSAY TOWNSITE |
| Legal Block | 2 |
| Legal Lot Number | 11,18 |
| Jurisdiction | SILVER BOW MT |
| Township / Civil Division | BUTTE-SILVER BOW NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1192 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ramsay Historic District listed 1988 · 35 contributing resources · NRIS 87002227 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Butte-Silver Bow records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 196, RAMSAY, MT 59748-0196 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2022 |
| Deed Sale | Jul 19, 2022 |
| Prior Sale | Apr 28, 2010 · Amount on Record |
| Deed Document Number | 2022724605 |
| Prior Transfer Date | Apr 23, 2010 |
| Prior Transfer Doc | 341/363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SILVER BOW MT |
| Property Address | 13 LAIRD ST, RAMSAY, MT 59748-7500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MONTANA ABSTRACT AND TITLE |
| Name | Verified Name |
|---|
| Document Number | 397/229 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 397/229 |
| Instrument | 684541 |
| Name | FIRST MONTANA BANK INC |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Butte-Silver Bow assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Montana |
| County / Consolidated City | Butte-Silver Bow |
| Secondary School District | Butte High School District (09 - 12) |
| Elementary School District | Ramsay Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,620.00 | $333,700 (-) | |
| 2025 | $1,620.00 (-16.54%) | $333,700 (+29%) | $333,700 (+29%) Land $17,488 Building $316,212 |
| 2023 | $1,941.00 | $258,692 | $258,692 Land $29,802 Building $228,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 80% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSAY WATER AND SEWER DISTRICT serves 97 people · EPA ID MT0000578 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Blackfoot Telephone Cooperative.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures