Butte-Silver Bow property record for 11 Laird St, Ramsay, MT 59748
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1916 |
| Lot Size | 0.342 acres (14,898 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,100 (Jan 2015) |
| Tax Bill | $1,199 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0119606 |
| Primary APN | R0119606 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,898 sqft (0.342 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 90 sqft |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0001710000 |
|---|---|
| Street Address | 11 LAIRD ST |
| City | RAMSAY |
| State | MT |
| Zip | 59748-7500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAMSAY TOWNSITE, S14, T03 N, R09 W, BLOCK 2, LOT 17 |
| Legal Range | 09W |
| Legal Township | 03N |
| Legal Section | 14 |
| Legal Subdivision | RAMSAY TOWNSITE |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | SILVER BOW MT |
| Township / Civil Division | BUTTE-SILVER BOW NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1192 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ramsay Historic District listed 1988 · 35 contributing resources · NRIS 87002227 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Butte-Silver Bow records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 153, RAMSAY, MT 59748-0153 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2015 · Amount on Record |
| Deed Sale | Jan 5, 2015 · Amount on Record |
| Deed Document Number | 2015669388 |
| Deed Book / Page | 379 / 42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SILVER BOW MT |
| Property Address | 11 LAIRD ST, RAMSAY, MT 59748-7500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000720585 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 720585 |
| Name | FIRST MONTANA BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Butte-Silver Bow assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Montana |
| County / Consolidated City | Butte-Silver Bow |
| Secondary School District | Butte High School District (09 - 12) |
| Elementary School District | Ramsay Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,199.00 | $234,100 (-) | |
| 2025 | $1,199.00 (-11.9%) | $234,100 (+37.49%) | $234,100 (+37.49%) Land $17,149 Building $216,951 |
| 2023 | $1,361.00 | $170,265 | $170,265 Land $29,435 Building $140,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 80% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSAY WATER AND SEWER DISTRICT serves 97 people · EPA ID MT0000578 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Blackfoot Telephone Cooperative.
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