Butte-Silver Bow property record for 14 Laird St, Ramsay, MT 59748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1917 |
| Lot Size | 0.448 acres (19,515 sqft) |
| Owner | Company Name on File |
| Last Sale | $15,506 (Jul 2025) |
| Tax Bill | $1,301 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0120170 |
| Primary APN | R0120170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Attic | Attic |
| Attic Area | 336 sqft |
| Basement Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Historical |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,515 sqft (0.448 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0001733400 |
|---|---|
| Street Address | 14 LAIRD ST |
| City | RAMSAY |
| State | MT |
| Zip | 59748-7500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAMSAY TOWNSITE, S14, T03 N, R09 W, BLOCK 1, LOT 7 |
| Legal Range | 09W |
| Legal Township | 03N |
| Legal Section | 14 |
| Legal Subdivision | RAMSAY TOWNSITE |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SILVER BOW MT |
| Township / Civil Division | BUTTE-SILVER BOW NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1193 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ramsay Historic District listed 1988 · 35 contributing resources · NRIS 87002227 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
14 Laird St is owned by a company that bought it in July 2025 and is owner-occupied.
Source: Butte-Silver Bow records, as of September 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 105, RAMSAY, MT 59748-0105 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on File |
| Deed Sale | Jul 1, 2025 · Amount on File |
| Prior Sale | Apr 14, 2021 |
| Deed Document Number | 2025742973 |
| Prior Transfer Date | Feb 9, 2022 |
| Prior Transfer Doc | 0000721228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SILVER BOW MT |
| Property Address | 14 LAIRD ST, RAMSAY, MT 59748-7500 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 712586 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 712586 |
| Name | BANK OF BRIDGER NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 14 Laird St was $1,301 with a homeowner's exemption.
Source: Butte-Silver Bow assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Montana |
| County / Consolidated City | Butte-Silver Bow |
| Secondary School District | Butte High School District (09 - 12) |
| Elementary School District | Ramsay Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,301.00 Homeowner's exemption | $259,800 (-) | |
| 2025 | $1,301.00 | $259,800 | $259,800 Land $19,567 Building $240,233 |
| 2023 | $1,549.00 | $200,965 | $200,965 Land $32,055 Building $168,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Laird St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Laird St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 78% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSAY WATER AND SEWER DISTRICT serves 97 people · EPA ID MT0000578 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Blackfoot Telephone Cooperative.
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