15 Central Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 15 Central Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,086 sqft · built 1970
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$151,400 (Jun 2023)
Tax Bill	$23,737 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-11-1-40`

Property Details

APN / Parcel Number

Primary APN	`551400 146-11-1-40`
Alternative APN	`140014601100010400000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	1,168 sqft
2nd Floor Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	15 CENTRAL AVE
City	RYE
State	NY
Zip	10580-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2015
Census Tract	7700

Owner

Source: Westchester County and Rye City assessment roll, APN 551400 146-11-1-40, as of May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 CENTRAL AVE, RYE, NY 10580-2815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Deed Document Number	20233396
Record Updated	Jun 08, 2026

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 21, 2023
Property Address	15 CENTRAL AVE, RYE, NY 10580-2815
Document Number	0631593396
Map Reference	MAP 15492
Instrument Date	Jun 12, 2023
Instrument	631593396
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 CENTRAL AVE, RYE, NY 10580-2815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MARLENE CT, RYE, NY 10580-1514
Investor	Possibly a Property Investor

Mortgage

Document Number	0631633629
Date	Jun 21, 2023
Instrument	631633629

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll as of May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,737.00	$19,075 (-) Land $5,200 Building $13,875	$1,616,525 (+6.78%) Land $440,678 Building $1,175,847
2024		$19,075 (-4.63%) Land $5,200 Building $13,875	$1,513,888 (-2.35%) Land $412,698 Building $1,101,190
2023		$20,000 (-) Land $5,200 Building $14,800	$1,550,388 (+13.95%) Land $403,101 Building $1,147,287
2022		$20,000 Land $5,200 Building $14,800	$1,360,545 Land $353,742 Building $1,006,803

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190077002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 individual policies
Nearby Flood Policies	88 units insured incl. 34 condo units
Nearby Flood Claims	340 (1978–2023)
Claims Outside the SFHA	91 of 340
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 53 claims Hurricane Irene, Aug 2011 · 61 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Wildfire

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 166 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5903456, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.