52 Central Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 52 Central Ave, Rye, NY 10580 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,328 sqft · built 1923
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (May 2019)
Tax Bill	$24,668 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Oct 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-11-1-38`

Property Details

APN / Parcel Number

Primary APN	`551400 146-11-1-38`
Alternative APN	`140014601100010380000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,328 sqft Living Area
1st Floor Area	1,670 sqft
2nd Floor Area	1,208 sqft
Upper Floors Area	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	52 CENTRAL AVE
City	RYE
State	NY
Zip	10580-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ELMSFORD PARK
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2016
Census Tract	7700

Owner

Source: Westchester County and Rye City records · APN 551400 146-11-1-38

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	52 CENTRAL AVE, RYE, NY 10580-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 07, 2019	Grant Deed, Transfer BANK OF AMERICA
Oct 30, 2018	Loan Modification, Mortgage IBERIA BK
Oct 30, 2018	Grant Deed, Mortgage IBERIA BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2019 · Amount on Record
Deed Sale	May 07, 2019 · Amount on Record
Prior Sale	May 02, 2006 · Amount on Record
Deed Document Number	2019591023114
Prior Transfer Date	Mar 10, 2003
Prior Transfer Doc	0431140368
Record Updated	Jun 08, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 07, 2019
Property Address	52 CENTRAL AVE, RYE, NY 10580-2817
Document Number	0591023114
Book / Page	059102 / 003114
Instrument Date	Apr 26, 2019
Transaction Type	Transfer
Record Updated	Jun 05, 2019
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 FULTON AVE RYE NY 105802515, RYE, NY 10580-2515

Mortgage

Document Number	591193268
Date	May 07, 2019
Book Page	059119/003268

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 06, 2049

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 30, 2018
Property Address	52 CENTRAL AVE, RYE, NY 10580-2817
Book / Page	058297 / 003305
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CENTRAL AVE RYE NY 105802817, RYE, NY 10580-2817

Mortgage

Document Number	0582973305
Date	Oct 30, 2018
Book Page	058297/003305

Lender

Name	IBERIA BK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

October 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 30, 2018
Property Address	52 CENTRAL AVE, RYE, NY 10580-2817
Book / Page	058297 / 003289
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CENTRAL AVE RYE NY 105802817, RYE, NY 10580-2817

Mortgage

Document Number	0582973289
Date	Oct 30, 2018
Book Page	058297/003289

Lender

Name	IBERIA BK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,668.00	$22,500 (-) Land $5,300 Building $17,200	$1,906,780 (+6.78%) Land $449,153 Building $1,457,627
2024		$22,500 (-) Land $5,300 Building $17,200	$1,785,714 (+2.38%) Land $420,635 Building $1,365,079
2023		$22,500 Land $5,300 Building $17,200	$1,744,186 Land $410,853 Building $1,333,333

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190077002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 54 individual NFIP policies nearby
Nearby Flood Policies	88 units insured 34 under condo master policies
Nearby Flood Claims	340 (1978–2023)
Claims Outside the SFHA	91 of 340
Most Recent Claim	Sep 2023, river or lake flooding, Severe Storm And Flooding
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 53 claims Hurricane Irene, Aug 2011 · 61 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 9% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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