Westchester County and Rye City property record for 46 Central Ave, Rye, NY 10580 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 1913 |
| Square Footage | 1,800 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Last Sale | $1,730,000 (2025) |
| Tax Bill | $4,481.00 (2025) |
| Primary APN | 551400 146-11-1-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,800 sqft Living Area |
| 1st Floor | 1,125 sqft 1st Floor |
| 2nd Floor | 675 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Stucco Exterior |
| Lot Area | 11,326 sqft (0.26 acres) |
| Street Address | 46 CENTRAL AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2816 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | LAND BELONGING TO ROBERT S HAYWARD |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | WESTCHESTER NY |
| Minor Civil Division | RYE |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records · APN 551400 146-11-1-31
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 ELM PL, 1, RYE, NY 10580-2919 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2025 · Amount on Record |
| Deed Sale | Apr 10, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2010 · Amount on Record |
| Deed Doc Number | 20253061 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 46 CENTRAL AVE, RYE, NY 10580-2816 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 46 CENTRAL AVE, RYE, NY 10580-2816 |
| Document Number | 0640713484 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 640713484 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 46 CENTRAL AVE, RYE, NY 10580-2816 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46 CENTRAL AVE, RYE, NY 10580-2816 |
| Document Number | 0621783321 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 621783321 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 46 CENTRAL AVE, RYE, NY 10580-2816 |
| Document Number | 0581643475 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 46 CENTRAL AVE RYE NY 105802816, RYE, NY 10580-2816 |
| Document Number | 0581643475 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 058164/003475 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,481.00 | $16,000 (-) Land $5,700 Building $10,300 | $1,355,932 (+6.78%) Land $483,051 Building $872,881 |
| 2024 | $16,000 (-) Land $5,700 Building $10,300 | $1,269,841 (+2.38%) Land $452,381 Building $817,460 | |
| 2023 | $16,000 Land $5,700 Building $10,300 | $1,240,310 Land $441,860 Building $798,450 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not exposed less than 1% of the US · less than 1% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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