7 Central Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 7 Central Ave, Rye, NY 10580 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1968
Square Footage2,429 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
GarageAttached, 500 sqft
OccupancyOwner Occupied
Last Sale$1,800,000 (2023)

Owner

Source: Westchester County and Rye City records · APN 551400 146-11-1-69

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 CENTRAL AVE, RYE, NY 10580-2845
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Apr 06, 2022Deed of Trust, Mortgage · Small Business Association Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Sep 30, 2019Deed of Trust, Mortgage · Stand Alone Refinance
JPMORGAN CHASE BANK NA
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2023 · Amount on Record
Deed SaleSep 27, 2023 · Amount on Record
Prior SaleAug 23, 2013 · Amount on Record
Deed Doc Number20233024
Record RefreshedJun 08, 2026

September 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateSep 27, 2023
Property Address7 CENTRAL AVE, RYE, NY 10580-2845
Document Number0632523024
Map ReferenceMAP 14361
Instrument DateSep 21, 2023
Instrument632523024
Transaction TypeTransfer
Record UpdatedOct 05, 2023
Title CompanyTITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7 CENTRAL AVE, RYE, NY 10580-2845

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 ANN ST, WEST HARRISON, NY 10604-2533

Mortgage

Document Number0632683478
DateSep 27, 2023
Instrument632683478
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address7 CENTRAL AVE, RYE, NY 10580-2845
Transaction TypeMortgage
Record UpdatedApr 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 HALSTEAD AVE 2411, 2411, HARRISON, NY 10528-3865

Mortgage

Document Number0620033423
DateApr 06, 2022
Instrument620033423
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term356 Months
DueDec 16, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address7 CENTRAL AVE, RYE, NY 10580-2845
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyHEIGHTS ABSTRACT LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0592733534
DateSep 30, 2019
Instrument592733534
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressWESTMONT, IL 60559
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address7 CENTRAL AVE, RYE, NY 10580-2845
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyHEIGHTS ABSTRACT LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0592733533
DateSep 30, 2019
Instrument592733533
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressWESTMONT, IL 60559
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$21,700 (-) Land $5,200 Building $16,500$1,838,983 (+6.78%) Land $440,678 Building $1,398,305
2024$21,700 (+4.58%) Land $5,200 Building $16,500$1,722,222 (+7.07%) Land $412,698 Building $1,309,524
2023$20,750 (-) Land $5,200 Building $15,550$1,608,527 (+13.95%) Land $403,101 Building $1,205,426
2022$20,750 Land $5,200 Building $15,550$1,411,565 Land $353,742 Building $1,057,823

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot exposed
less than 1% of the US · less than 1% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN551400 146-11-1-69
Alternative APN
  • 140014601100010690000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,429 sqft Living Area
1st Floor1,179 sqft 1st Floor
2nd Floor1,250 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleColonial Style
Exterior MaterialComposition/Composite Exterior
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area500 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address7 CENTRAL AVE
CityRYE
StateNY
Zip10580-2845
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionRYE WOOD ESTATES
Legal Block1
Legal Lot Number69.000
JurisdictionWESTCHESTER NY
Minor Civil DivisionRYE
Census Blockgroup2
Census Block2015
Census Tract7700

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