10 Central Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 10 Central Ave, Rye, NY 10580 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,482 sqft · built 1925
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$1,210,000 (Jul 2013)
Tax Bill	$4,220 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Mar 2019 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`551400 146-11-1-25`

Property Details

APN / Parcel Number

Primary APN	`551400 146-11-1-25`
Alternative APN	`140014601100010250000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,482 sqft Living Area
1st Floor Area	1,392 sqft
2nd Floor Area	1,090 sqft
Upper Floors Area	713 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	10 CENTRAL AVE
City	RYE
State	NY
Zip	10580-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROBERT S HAYWARD
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2018
Census Tract	7700

Owner

Source: Westchester County and Rye City records · APN 551400 146-11-1-25

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	101 PARK DR N, RYE, NY 10580-1869
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2020	Grant Deed, Transfer FIRST REPUBLIC BK
Mar 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 20, 2019	Loan Modification, Mortgage LOANDEPOT.COM LLC
Aug 03, 2018	Grant Deed, Transfer LOANDEPOT.COM LLC
Jul 19, 2018	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Jul 19, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2013 · Amount on Record
Deed Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	2013531923715
Record Updated	Jun 08, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 09, 2020
Property Address	10 CENTRAL AVE, RYE, NY 10580-2816
Document Number	0602673665
Book / Page	060267 / 003665
Instrument Date	Oct 09, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 PARK DR N RYE NY 105801869, RYE, NY 10580-1869

Mortgage

Document Number	602893130
Date	Nov 09, 2020
Book Page	060289/003130

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	111 PINE ST, SAN FRANCISCO, CA 94111-5602

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.9%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	10 CENTRAL AVE, RYE, NY 10580-2816
Document Number	0590943150
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	WORLD CLASS ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CENTRAL AVE RYE NY 105802816, RYE, NY 10580-2816

Mortgage

Document Number	0590943150
Date	Apr 05, 2019
Book Page	059094/003150

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 04, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	10 CENTRAL AVE, RYE, NY 10580-2816
Document Number	0590943167
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	WORLD CLASS ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CENTRAL AVE RYE NY 105802816, RYE, NY 10580-2816

Mortgage

Document Number	0590943167
Date	Apr 05, 2019
Book Page	059094/003167

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 04, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 03, 2018
Property Address	10 CENTRAL AVE, RYE, NY 10580-2816
Document Number	0581973592
Book / Page	058197 / 003592
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	CATIC TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 BROAD ST NEW YORK NY 100042517, NEW YORK, NY 10004-2517

Mortgage

Document Number	582143193
Date	Aug 03, 2018
Book Page	058214/003193

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	10 CENTRAL AVE, RYE, NY 10580-2816
Document Number	0582143197
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	CATIC TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 BROAD ST #4T NEW YORK NY 100042774, 4T, NEW YORK, NY 10004-2774

Mortgage

Document Number	0582143197
Date	Aug 03, 2018
Book Page	058214/003197

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	CHELMSFORD, MA 01824

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	10 CENTRAL AVE, RYE, NY 10580-2816
Document Number	0583483082
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 07, 2019
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BROAD ST #4T NEW YORK NY 100042774, 4T, NEW YORK, NY 10004-2774

Mortgage

Document Number	0583483082
Date	Dec 14, 2018
Book Page	058348/003082

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWHE CENTRE DR, FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,220.00	$20,225 (-) Land $4,100 Building $16,125	$1,713,983 (+6.78%) Land $347,458 Building $1,366,525
2024		$20,225 (-) Land $4,100 Building $16,125	$1,605,159 (+2.38%) Land $325,397 Building $1,279,762
2023		$20,225 Land $4,100 Building $16,125	$1,567,829 Land $317,829 Building $1,250,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190077002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 54 individual NFIP policies nearby
Nearby Flood Policies	88 units insured 34 under condo master policies
Nearby Flood Claims	340 (1978–2023)
Claims Outside the SFHA	91 of 340
Most Recent Claim	Sep 2023, river or lake flooding, Severe Storm And Flooding
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 53 claims Hurricane Irene, Aug 2011 · 61 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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