148 Prospect St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 148 Prospect St, Acton, MA 01720 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,342 sqft · built 2019
Lot Size0.211 acres (9,182 sqft)
OwnerIndividual Name on File
Last Sale$269,500 (Nov 2019)
Tax Bill$4,896 (2025)
Deeds & MortgagesFeb 2021 Refinance
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNF2-125-3

Property Details

APN / Parcel Number

Primary APNF2-125-3
Alternative APN
  • ACTO M:00F2 B:0125 L:0003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,342 sqft Living Area
Gross Area4,022 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,182 sqft (0.211 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberF2-125-3
Street Address148 PROSPECT ST
CityACTON
StateMA
Zip01720-3628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block125
Legal Lot Number3
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group2
Census Block2002
Census Tract363202

Owner

Source: Middlesex County and Acton Town records · APN F2-125-3

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address148 PROSPECT ST, ACTON, MA 01720-3628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NATIONS LENDING CORP
Nov 27, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Deed Document Number2019188075
Deed Book / Page73738 / 397
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address148 PROSPECT ST, ACTON, MA 01720-3628
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77041-487
DateFeb 23, 2021
Book Page77041/487
Instrument40530
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateNov 27, 2019
Property Address148 PROSPECT ST, ACTON, MA 01720-3628
Document Number73738-397
Book / Page73738 / 397
Instrument DateNov 26, 2019
Instrument188075
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 PROSPECT ST, ACTON, MA 01720-3628

Mortgage

Document Number188077
DateNov 27, 2019
Instrument188077
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,896.00 (+1.18%)$285,500 (-1.65%) Land $145,000 Building $140,500$1,012,795 (+11.04%)
2024$4,839.00 (+0.39%)$290,300 (+5.76%) Land $145,000 Building $145,300$912,095
2023$4,820.00$274,500 Land $131,900 Building $142,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1991–2001)
Most Recent ClaimJun 2001, rainfall accumulation

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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