Middlesex County and Acton Town property record for 146 Prospect St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,342 sqft · built 2019 |
| Lot Size | 0.208 acres (9,078 sqft) |
| Owner | Trust Name on File |
| Last Sale | $760,000 (Sep 2019) |
| Tax Bill | $16,517 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Dec 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F2-125 |
| Primary APN | F2-125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,342 sqft Living Area |
| Gross Area | 3,990 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,078 sqft (0.208 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | F2-125 |
|---|---|
| Street Address | 146 PROSPECT ST |
| City | ACTON |
| State | MA |
| Zip | 01720-3628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 125 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 363202 |
146 Prospect St is owner-occupied and held in a trust since November 2020.
Source: Middlesex County and Acton Town records, as of July 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 146 PROSPECT ST, ACTON, MA 01720-3628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2018 | Deed of Trust, Mortgage WEBSTER FIVECENT SVGS |
| Dec 3, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 6, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Oct 5, 2017 | Quit Claim Deed, Transfer GLORIA J LEVINE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on File |
| Deed Sale | Sep 6, 2019 · Amount on File |
| Prior Sale | Oct 4, 2017 · Amount on File |
| Deed Document Number | 2019134938 |
| Deed Book / Page | 73240 / 359 |
| Last Transfer Date | Nov 11, 2020 |
| Transfer Doc | 76330-488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 146 PROSPECT ST, ACTON, MA 01720-3628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71488-17 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 71488/17 |
| Instrument | 126196 |
| Name | WEBSTER FIVECENT SVGS |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Dec 3, 2020 |
| Property Address | 146 PROSPECT ST, ACTON, MA 01720-3628 |
| Document Number | 76330-488 |
| Book / Page | 076330 / 000488 |
| Instrument Date | Nov 11, 2020 |
| Instrument | 228834 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 146 PROSPECT ST ACTON MA 017203628, ACTON, MA 01720-3628 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Sep 6, 2019 |
| Property Address | 146 PROSPECT ST, ACTON, MA 01720-3628 |
| Document Number | 73240-359 |
| Book / Page | 73240 / 359 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 134938 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 PROSPECT ST, ACTON, MA 01720-3628 |
| Document Number | 134941 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 134941 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Oct 5, 2017 |
| Property Address | 146 PROSPECT ST, ACTON, MA 01720-3628 |
| Document Number | 70034-49 |
| Book / Page | 070034 / 000049 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 1138 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 159 PROSPECT ST #1 ACTON MA 017203654, 1, ACTON, MA 01720-3654 |
| Document Number | 70039-489 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 070039/000489 |
| Instrument | 1861 |
| Name | GLORIA J LEVINE |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 146 Prospect St was $16,517, up 7.1% from the year before.
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,517.00 (+7.07%) | $963,100 (+4.07%) Land $263,400 Building $699,700 | $1,009,375 (+7.69%) |
| 2024 | $15,426.00 | $925,400 Land $263,400 Building $662,000 | $937,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Prospect St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1991–2001) |
| Most Recent Claim | Jun 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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