144 Prospect St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 144 Prospect St, Acton, MA 01720

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,322 sqft · built 2019
Lot Size0.207 acres (9,019 sqft)
OwnerIndividual Name on Record
Last Sale$995,000 (Jul 2025)
Tax Bill$16,502 (2025)
Deeds & MortgagesApr 2025 Mortgage
Jul 2025 Sale & Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNF2-125-2

Property Details

APN / Parcel Number

Primary APNF2-125-2
Alternative APN
  • ACTO M:00F2 B:0125 L:0002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,322 sqft Living Area
Gross Area3,970 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,019 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberF2-125-2
Street Address144 PROSPECT ST
CityACTON
StateMA
Zip01720-3628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block125
Legal Lot Number2
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group2
Census Block2002
Census Tract363202

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address144 PROSPECT ST, ACTON, MA 01720-3628
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jul 17, 2025Quit Claim Deed, Transfer · Stand-Alone Refinance
SIERRA PACIFIC MORTGAGE CO INC
Jan 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Jul 16, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
STANFORD FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2025 · Amount on Record
Deed SaleJul 17, 2025 · Amount on Record
Prior SaleJul 16, 2019 · Amount on Record
Deed Book / Page84374 / 465
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address144 PROSPECT ST, ACTON, MA 01720-3628
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number083966-200
DateApr 14, 2025
Book Page83966/200
Instrument38609
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

July 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateJul 17, 2025
Property Address144 PROSPECT ST, ACTON, MA 01720-3628
Document Number084374-465
Book / Page84374 / 465
Instrument DateJul 17, 2025
Instrument83950
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address144 PROSPECT ST, ACTON, MA 01720-3628

Mortgage

Document Number0000083951
DateJul 17, 2025
Instrument83951
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address144 PROSPECT ST, ACTON, MA 01720-3628
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73963-456
DateJan 9, 2020
Book Page73963/456
Instrument3583
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateJul 16, 2019
Property Address144 PROSPECT ST, ACTON, MA 01720-3628
Document Number72928-209
Book / Page72928 / 209
Instrument DateJul 12, 2019
Instrument100428
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address144 PROSPECT ST, ACTON, MA 01720-3628

Mortgage

Document Number100429
DateJul 16, 2019
Instrument100429
Lender
NameSTANFORD FCU
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,502.00 (+7.08%)$962,200 (+4.08%) Land $263,400 Building $698,800$936,225 (-0.72%)
2024$15,411.00 (+1.4%)$924,500 (+6.82%) Land $263,400 Building $661,100$942,970
2023$15,198.00$865,500 Land $239,400 Building $626,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1991–2001)
Most Recent ClaimJun 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people · EPA ID MA2002000
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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