132 Prospect St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 132 Prospect St, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,899 sqft · built 1995
Lot Size	1.05 acres (46,140 sqft)
Owner	Individual Name on File
Last Sale	$860,000 (Jul 2020)
Tax Bill	$19,196 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00F2 B:0127 L:0001`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00F2 B:0127 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,899 sqft Living Area
Gross Area	6,504 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,140 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	132 PROSPECT ST
City	ACTON
State	MA
Zip	01720-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	DUBLIN BUILDERS
Legal Block	127
Legal Lot Number	1
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	2
Census Block	2002
Census Tract	363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00F2 B:0127 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	132 PROSPECT ST, ACTON, MA 01720-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2020 · Amount on Record
Deed Sale	Jul 02, 2020 · Amount on Record
Prior Sale	Jul 11, 2007 · Amount on Record
Deed Document Number	2020106281
Deed Book / Page	75035 / 330
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jul 02, 2020
Property Address	132 PROSPECT ST, ACTON, MA 01720-3628
Document Number	75035-330
Book / Page	75035 / 330
Instrument Date	Jun 23, 2020
Instrument	106281
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	132 PROSPECT ST, ACTON, MA 01720-3628

Mortgage

Document Number	106282
Date	Jul 02, 2020
Instrument	106282

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,196.00 (+7.77%)	$1,119,300 (+4.75%) Land $290,700 Building $828,600	$1,123,660 (+8.74%)
2024	$17,812.00 (+1.98%)	$1,068,500 (+7.42%) Land $290,700 Building $777,800	$1,033,315
2023	$17,467.00	$994,700 Land $264,400 Building $730,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1991–2001)
Most Recent Claim	Jun 2001 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 155 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.