Middlesex County and Acton Town property record for 128 Prospect St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,357 sqft · built 1957 |
| Lot Size | 0.512 acres (22,290 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $875,000 (Jun 2023) |
| Tax Bill | $13,669 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00F2 B:0137 L:0000 |
| Primary APN | ACTO M:00F2 B:0137 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,357 sqft Living Area |
| Gross Area | 3,527 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,290 sqft (0.512 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 128 PROSPECT ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 137 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 PROSPECT ST, ACTON, MA 01720-3628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 2, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jun 30, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Apr 10, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MIDDLESEX SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Dec 18, 1998 · Amount on Record |
| Deed Document Number | 202372364 |
| Deed Book / Page | 81728 / 530 |
| Last Transfer Date | Sep 26, 2025 |
| Transfer Doc | 084687-124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Oct 2, 2025 |
| Property Address | 128 PROSPECT ST, ACTON, MA 01720-3628 |
| Document Number | 084687-124 |
| Book / Page | 84687 / 124 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 119506 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 PROSPECT ST, ACTON, MA 01720-3628 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jun 30, 2023 |
| Property Address | 128 PROSPECT ST, ACTON, MA 01720-3628 |
| Document Number | 081728-530 |
| Book / Page | 81728 / 530 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 72364 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 128 PROSPECT ST, ACTON, MA 01720-3628 |
| Document Number | 0000072365 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 72365 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 128 PROSPECT ST, ACTON, MA 01720-3628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081410-544 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 81410/544 |
| Instrument | 35386 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,669.00 (+22.77%) | $797,000 (+19.33%) Land $274,400 Building $522,600 | $980,400 (+8.06%) |
| 2024 | $11,134.00 (+2.55%) | $667,900 (+8.02%) Land $274,400 Building $393,500 | $907,250 |
| 2023 | $10,857.00 | $618,300 Land $249,400 Building $368,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1991–2001) |
| Most Recent Claim | Jun 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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