Hays County property record for 125 Opal Lake Dr, Kyle, TX 78640
| Property Type | Single Family Home |
|---|---|
| Details | 2,218 sqft · built 2006 |
| Lot Size | 0.138 acres (5,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,300 (Jun 2019) |
| Tax Bill | $5,302 (2018) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 117969000C010002 |
| Primary APN | 117969000C010002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,218 sqft Living Area |
| Gross Area | 2,672 sqft |
| 1st Floor Area | 1,145 sqft |
| Upper Floors Area | 1,073 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,999 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R112749 |
|---|---|
| Street Address | 125 OPAL LAKE DR |
| City | KYLE |
| State | TX |
| Zip | 78640-5866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHLAKE RANCH PHASE THREE, BLOCK C, LOT 10 |
| Legal Subdivision | SOUTHLAKE RANCH PHASE THREE |
| Legal Phase | 3 |
| Legal Block | C |
| Legal Lot Number | 10 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10916 |
125 Opal Lake Dr is owned and occupied by two individuals who bought it in June 2019.
Source: Hays County records, as of August 25, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC |
| Jun 26, 2019 | Quit Claim Deed, Transfer ANGEL OAK HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on File |
| Deed Sale | Jun 26, 2019 · Amount on File |
| Prior Sale | Sep 29, 2006 · Amount on File |
| Deed Document Number | 201921190 |
| Prior Transfer Date | Jun 21, 2019 |
| Prior Transfer Doc | 0000021190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 125 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035779 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 21035779 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Jun 26, 2019 |
| Property Address | 125 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000021190 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 21190 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | TEXAS NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 OPAL LAKE DR KYLE TX 786405866, KYLE, TX 78640-5866 |
| Document Number | 21191 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 21191 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2049 |
Source: Hays County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Kyle City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $302,930 Land $63,720 Building $239,210 | $302,930 Land $63,720 Building $239,210 | |
| 2023 | $305,719 Land $70,800 Building $280,690 | $351,490 Land $70,800 Building $280,690 | |
| 2018 | $5,302.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Opal Lake Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Opal Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KYLE serves 52,000 people · EPA ID TX1050002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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