148 Niagara Dr, Laredo, TX 78045 Property Records

Webb County property record for 148 Niagara Dr, Laredo, TX 78045

Property Summary

Property TypeTownhouse
Details1,489 sqft · built 2020
Lot Size0.123 acres (5,379 sqft)
Owner2 Individual Names on File
Tax Bill$1,522 (2024)
Deeds & MortgagesNov 2023 Transfer
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN986-28001-240

Property Details

APN / Parcel Number

Primary APN986-28001-240
Alternative APN
  • 598463

Interior

Stories2 Stories
Building Area1,489 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,379 sqft (0.123 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area65 sqft

Location & Zoning

Account Number598463
Street Address148 NIAGARA DR
CityLAREDO
StateTX
Zip78045-7433
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionHILLTOP TOWNHOMES, BLOCK 1, LOT 24, UNIT 1
Legal SubdivisionHILLTOP TOWNHOMES
Legal Block1
Legal Lot Number24
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group3
Census Block3003
Census Tract1720

Owner

Source: Webb County records · APN 986-28001-240

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address148 NIAGARA DR, LAREDO, TX 78045-7433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Affidavit of Death of Joint Tenant, Transfer
STEWART TITLE
May 19, 2020Vendor's Lien, Transfer · Conventional Mortgage
GEO MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 27, 2023
Deed SaleNov 27, 2023
Prior SaleMay 19, 2020
Deed Document Number1516170
Deed Book / Page4785 / 199
Record UpdatedJun 08, 2026

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionWEBB TX
Recording DateNov 27, 2023
Property Address148 NIAGARA DR, LAREDO, TX 78045-7433
Document Number005565/373
Book / Page5565 / 373
Map ReferenceVOL 79 PG 364
Instrument DateNov 20, 2023
Instrument1516170
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 NIAGARA DR, LAREDO, TX 78045-7433

May 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMay 19, 2020
Property Address148 NIAGARA DR, LAREDO, TX 78045-7433
Document Number004785/199
Book / Page4785 / 199
Map ReferenceVOL 36 PG 59&60
Instrument DateMay 15, 2020
Instrument1392121
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7605 GREEN MEADOW DR APT M3, M3, LAREDO, TX 78041-6594

Mortgage

Document Number0001392122
DateMay 19, 2020
Instrument1392122
Lender
NameGEO MORTGAGE SERVICES INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$259,795 (+17.73%) Land $65,409 Building $194,386$259,795 (+17.73%) Land $65,409 Building $194,386
2024$1,522.00 (+4.46%)
2023$220,672 Land $41,526 Building $179,146$220,672 Land $41,526 Building $179,146
2022$1,457.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017203, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

Based on FCC filings for 227 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX2400001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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