138 Niagara Dr, Laredo, TX 78045 Property Records

Webb County property record for 138 Niagara Dr, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property TypeTownhouse
Details1,443 sqft · built 2020
Lot Size0.05 acres (2,200 sqft)
OwnerIndividual Name on File
Tax Bill$1,317 (2024)
Deeds & MortgagesJul 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN986-28001-190

Property Details

APN / Parcel Number

Primary APN986-28001-190
Alternative APN
  • 598458

Interior

Stories2 Stories
Building Area1,443 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,200 sqft (0.05 acres)
Garage TypeAttached
Garage Area228 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area65 sqft

Location & Zoning

Account Number598458
Street Address138 NIAGARA DR
CityLAREDO
StateTX
Zip78045-7433
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionHILLTOP TOWNHOMES, BLOCK 1, LOT 19, UNIT 1
Legal SubdivisionHILLTOP TOWNHOMES
Legal Block1
Legal Lot Number19
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group3
Census Block3003
Census Tract1720

Owner

Source: Webb County records · APN 986-28001-190

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address138 NIAGARA DR, LAREDO, TX 78045-7433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
May 28, 2020Vendor's Lien, Transfer · FHA Mortgage
THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2020
Deed SaleMay 28, 2020
Deed Document Number1392839
Deed Book / Page4789 / 311
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address138 NIAGARA DR, LAREDO, TX 78045-7433
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005067/684
DateJul 19, 2021
Book Page5067/684
Instrument1435853
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueMay 01, 2051

May 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMay 28, 2020
Property Address138 NIAGARA DR, LAREDO, TX 78045-7433
Document Number004789/311
Book / Page4789 / 311
Map ReferenceVOL 36 PG 59&60
Instrument DateMay 26, 2020
Instrument1392839
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number0001392840
DateMay 28, 2020
Instrument1392840
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$215,486 (+12.85%) Land $27,280 Building $188,206$215,486 (+12.85%) Land $27,280 Building $188,206
2024$1,317.00 (+3.95%)
2023$190,942 Land $17,490 Building $173,452$190,942 Land $17,490 Building $173,452
2022$1,267.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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