136 Niagara Dr, Laredo, TX 78045 Property Records

Webb County property record for 136 Niagara Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,455 sqft · built 2020
Lot Size	0.051 acres (2,200 sqft)
Owner	Individual Name on File
Last Sale	$188,900 (Jun 2020)
Tax Bill	$1,100 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986-28001-180`

Property Details

APN / Parcel Number

Primary APN	`986-28001-180`
Alternative APN	`598457`

Interior

Stories	2 Stories
Building Area	1,455 sqft Living Area
Gross Area	1,695 sqft
1st Floor Area	615 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.051 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	65 sqft

Location & Zoning

Street Address	136 NIAGARA DR
City	LAREDO
State	TX
Zip	78045-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP TOWNHOMES, BLOCK 1, LOT 18, UNIT 1
Legal Subdivision	HILLTOP TOWNHOMES
Legal Block	1
Legal Lot Number	18
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1720

Owner

136 Niagara Dr is owned and occupied by an individual who bought it in June 2020.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	136 NIAGARA DR, LAREDO, TX 78045-7433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020 · Amount on File
Deed Sale	Jun 3, 2020 · Amount on File
Deed Document Number	20201393403
Deed Book / Page	4793 / 117
Prior Transfer Date	Jun 1, 2020
Prior Transfer Doc	004793/117
Record Updated	Oct 29, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 3, 2020
Property Address	136 NIAGARA DR, LAREDO, TX 78045-7433
Document Number	004793/117
Book / Page	4793 / 117
Map Reference	VOL 36 PG 59&60
Instrument Date	Jun 1, 2020
Instrument	1393403
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number	0001393404
Date	Jun 3, 2020
Instrument	1393404

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 136 Niagara Dr was $1,100 with a homeowner's exemption, down 17.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,291 (-0.55%) Land $27,280 Building $189,011	$216,291 (-0.55%) Land $27,280 Building $189,011
2025	$1,100.00 (-17.29%) Homeowner's exemption	$217,481 Land $27,280 Building $190,201	$217,481 Land $27,280 Building $190,201
2024	$1,330.00
2023		$192,781 Land $17,490 Building $175,291	$192,781 Land $17,490 Building $175,291
2022	$1,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 136 Niagara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 136 Niagara Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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