137 Niagara Dr, Laredo, TX 78045 Property Records

Webb County property record for 137 Niagara Dr, Laredo, TX 78045 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,489 sqft · built 2018
Lot Size	0.051 acres (2,200 sqft)
Owner	Individual Name on File
Last Sale	$220,158 (Jan 2023)
Tax Bill	$1,118 (2024)
Deeds & Mortgages	Jul 2021 Second Mortgage Jan 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`986-28002-110`

Property Details

APN / Parcel Number

Primary APN	`986-28002-110`
Alternative APN	`598474`

Interior

Stories	2 Stories
Building Area	1,489 sqft Living Area
Gross Area	1,729 sqft
1st Floor Area	632 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.051 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	25 sqft

Location & Zoning

Street Address	137 NIAGARA DR
City	LAREDO
State	TX
Zip	78045-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP TOWNHOMES, BLOCK 2, LOT 11, UNIT 1
Legal Subdivision	HILLTOP TOWNHOMES
Legal Block	2
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1720

Owner

Source: Webb County records · APN 986-28002-110

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	137 NIAGARA DR, LAREDO, TX 78045-7433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Jan 09, 2023	Vendor's Lien, Transfer · Stand-Alone Second Mortgage OCMBC INC
Jul 01, 2021	Vendor's Lien, Transfer · FHA Mortgage SFMC LP
Apr 11, 2019	Vendor's Lien, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 09, 2023 · Amount on Record
Deed Sale	Jan 09, 2023 · Amount on Record
Prior Sale	Jul 01, 2021 · Amount on Record
Deed Document Number	20231488642
Deed Book / Page	5398 / 787
Prior Transfer Date	Jun 30, 2021
Prior Transfer Doc	005056/342
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	137 NIAGARA DR, LAREDO, TX 78045-7433
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number	005056/361
Date	Jul 01, 2021
Book Page	5056/361
Instrument	1434103

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 30, 2024

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 09, 2023
Property Address	137 NIAGARA DR, LAREDO, TX 78045-7433
Document Number	005398/787
Book / Page	5398 / 787
Map Reference	VOL 36 PG 59&60
Instrument Date	Jan 04, 2023
Instrument	1488642
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 BAYWATER HILL LN, LAREDO, TX 78045-2169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number	0001488644
Date	Jan 09, 2023
Instrument	1488644

Lender

Name	OCMBC INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2033

Mortgage

Document Number	005398/789
Date	Jan 09, 2023
Book Page	5398/789
Instrument	1488643

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 01, 2021
Property Address	137 NIAGARA DR, LAREDO, TX 78045-7433
Document Number	005056/342
Book / Page	5056 / 342
Map Reference	VOL 36 PG 59-60
Instrument Date	Jun 30, 2021
Instrument	1434101
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number	0001434102
Date	Jul 01, 2021
Instrument	1434102

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 11, 2019
Property Address	137 NIAGARA DR, LAREDO, TX 78045-7433
Document Number	004581/165
Book / Page	4581 / 165
Map Reference	VOL 36 PG 59&60
Instrument Date	Apr 10, 2019
Instrument	1357659
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number	0001357660
Date	Apr 11, 2019
Instrument	1357660

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,085 (+13.08%) Land $27,280 Building $191,805	$219,085 (+13.08%) Land $27,280 Building $191,805
2024	$1,118.00 (-14.53%)
2023		$193,739 (+0.37%) Land $17,490 Building $176,249	$193,739 (+0.37%) Land $17,490 Building $176,249
2022	$1,308.00 Homeowner's exemption	$193,019 Land $17,490 Building $175,529	$193,019 Land $17,490 Building $175,529

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017203, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Smartcom Telephone, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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