144 Niagara Dr, Laredo, TX 78045 Property Records

Webb County property record for 144 Niagara Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,455 sqft · built 2020
Lot Size0.093 acres (4,053 sqft)
OwnerIndividual Name on Record
Last Sale$183,800 (Apr 2020)
Tax Bill$1,214 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN986-28001-220

Property Details

APN / Parcel Number

Primary APN986-28001-220
Alternative APN
  • 598461

Interior

Stories2 Stories
Building Area1,455 sqft Living Area
Gross Area1,695 sqft
1st Floor Area615 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,053 sqft (0.093 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area65 sqft

Location & Zoning

Street Address144 NIAGARA DR
CityLAREDO
StateTX
Zip78045-7433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLTOP TOWNHOMES, BLOCK 1, LOT 22, UNIT 1
Legal SubdivisionHILLTOP TOWNHOMES
Legal Block1
Legal Lot Number22
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group3
Census Block3003
Census Tract1720

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1905 STONE FIELD LN, LAREDO, TX 78045-8937
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2020 · Amount on Record
Deed SaleApr 1, 2020 · Amount on Record
Deed Document Number20201388692
Deed Book / Page4764 / 22
Prior Transfer DateMar 31, 2020
Prior Transfer Doc0004764/22
Record UpdatedOct 29, 2026

April 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateApr 1, 2020
Property Address144 NIAGARA DR, LAREDO, TX 78045-7433
Document Number0004764/22
Book / Page4764 / 22
Map ReferenceVOL 36 PG 59&60
Instrument DateMar 31, 2020
Instrument1388692
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address144 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number0001388693
DateApr 1, 2020
Instrument1388693
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,701 (-0.5%) Land $49,690 Building $189,011$238,701 (-0.5%) Land $49,690 Building $189,011
2025$1,214.00 (-19.34%)$239,891 (+15.94%) Land $49,690 Building $190,201$239,891 (+15.94%) Land $49,690 Building $190,201
2024$1,505.00 (+7.73%)
2023$206,904 Land $31,613 Building $175,291$206,904 Land $31,613 Building $175,291
2022$1,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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