1472 Ludlow Rd, Xenia, OH 45385 Property Records

Greene County property record for 1472 Ludlow Rd, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,352 sqft · built 1979
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Sep 2026)
Tax Bill	$7,421 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B032041047`

Property Details

APN / Parcel Number

Primary APN	`B032041047`
Alternative APN	`B03-0002-0041.0-0047.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1472 LUDLOW RD
City	XENIA
State	OH
Zip	45385-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-3-10 NW 1/4 1472 LUDLOW RD
Legal Subdivision	LUDLOW
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2001
Census Tract	210603

Owner

Source: Greene County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1472 LUDLOW RD, XENIA, OH 45385-7900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Aug 22, 2024 · Amount on Record
Deed Document Number	202616374
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Sep 25, 2026
Property Address	1472 LUDLOW RD, XENIA, OH 45385-7900
Document Number	0000016374
Instrument Date	Sep 21, 2026
Instrument	202616374
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	RED DOOR TITLE, RED LETTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1472 LUDLOW RD, XENIA, OH 45385-7900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016375,
Date	Sep 25, 2026
Instrument	202616375

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Jun 24, 2026
Property Address	1472 LUDLOW RD, XENIA, OH 45385-7900
Document Number	0000010137
Instrument Date	Jun 11, 2026
Instrument	202610137
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1472 LUDLOW RD, XENIA, OH 45385-7900

Mortgage

Document Number	0000010137,
Date	Jun 24, 2026
Instrument	202610137

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,421.00 (-2.16%)	$132,080 (-) Land $44,820 Building $87,260
2024	$7,585.00 (-0.6%)	$132,080 (-) Land $44,820 Building $87,260
2023	$7,631.00 (+17.73%)	$132,080 (+34.79%) Land $44,820 Building $87,260	$377,390 (+34.81%) Land $128,070 Building $249,320
2022	$6,482.00	$97,990 Land $37,360 Building $60,630
2020			$279,950 Land $106,730 Building $173,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, AT&T.

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