1325 Ludlow Rd, Xenia, OH 45385 Property Records

Greene County property record for 1325 Ludlow Rd, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,730 sqft · built 1979
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on Record
Last Sale	$444,900 (Apr 2021)
Tax Bill	$11,643 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B032041005`

Property Details

APN / Parcel Number

Primary APN	`B032041005`
Alternative APN	`B03-0002-0041.0-0005.00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,730 sqft Living Area
1st Floor Area	3,730 sqft
Basement Area	1,841 sqft
Unfinished Basement	1,841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	218,236 sqft (5.01 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1325 LUDLOW RD
City	XENIA
State	OH
Zip	45385-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-3-10 7-3-16 SW 1/4 RD EASE 1325 LUDLOW RD
Legal Subdivision	LUDLOW
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2028
Census Tract	210603

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1325 LUDLOW RD, XENIA, OH 45385-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Oct 11, 2019	Grant Deed, Transfer SERVICELINK
Jun 28, 2019	Trustee's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	202110305
Prior Transfer Date	Mar 17, 2005
Prior Transfer Doc	0023900200
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1325 LUDLOW RD, XENIA, OH 45385-9511
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019907
Date	Oct 21, 2022
Instrument	2022019907

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Apr 29, 2021
Property Address	1325 LUDLOW RD, XENIA, OH 45385-9511
Document Number	0000010305
Instrument Date	Apr 15, 2021
Instrument	2021010305
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 LUDLOW RD, XENIA, OH 45385-9511

Mortgage

Document Number	0000010306
Date	Apr 29, 2021
Instrument	2021010306

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE OH
Recording Date	Oct 11, 2019
Property Address	1325 LUDLOW RD, XENIA, OH 45385-9511
Document Number	0000016885
Instrument Date	Sep 23, 2019
Instrument	16885
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$526.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 HYANNIS DR BEAVERCREEK OH 454346534, BEAVERCREEK, OH 45434-6534

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GREENE OH
Recording Date	Jun 28, 2019
Property Address	1325 LUDLOW RD, XENIA, OH 45385-9511
Document Number	0000009716
Instrument Date	May 9, 2019
Instrument	9716
Transaction Type	Foreclosure
Record Updated	Jul 9, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1325 LUDLOW RD XENIA OH 453859511, XENIA, OH 45385-9511

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,643.00 (+0.55%)	$209,580 (+16.38%) Land $45,410 Building $164,170
2024	$11,579.00 (+13.38%)	$180,080 (-) Land $45,410 Building $134,670
2023	$10,213.00 (+41.28%)	$180,080 (+37.06%) Land $45,410 Building $134,670	$598,800 (+59.51%) Land $129,740 Building $469,060
2022	$7,229.00	$131,390 Land $37,840 Building $93,550
2020			$375,410 Land $108,120 Building $267,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

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