Greene County property record for 1390 Ludlow Rd, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,919 sqft · built 1996 |
| Lot Size | 7.1 acres (309,494 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,000 (Mar 1996) |
| Tax Bill | $9,121 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B422009091 |
| Primary APN | B422009091 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,919 sqft Living Area |
| 1st Floor Area | 1,919 sqft |
| Basement Area | 1,908 sqft |
| Unfinished Basement | 1,908 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 309,494 sqft (7.1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1390 LUDLOW RD |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-8589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-3-10 7.105 AC 1390 LUDLOW RD |
| Legal Subdivision | LUDLOW |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BEAVERCREEK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 210603 |
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1390 LUDLOW RD, XENIA, OH 45385-8589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY SAVINGS BANK FSB |
| Feb 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 1996 · Amount on Record |
| Deed Sale | Mar 22, 1996 · Amount on Record |
| Prior Sale | May 2, 1995 · Amount on Record |
| Last Transfer Date | Mar 21, 2002 |
| Transfer Doc | 0000010958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 1390 LUDLOW RD, XENIA, OH 45385-8589 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021004477 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021004477 |
| Name | LIBERTY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 1390 LUDLOW RD, XENIA, OH 45385-8589 |
| Document Number | 0000003027 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1390 LUDLOW RD XENIA OH 453858589, XENIA, OH 45385-8589 |
| Document Number | 0000003027 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 3027 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 18, 2035 |
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Beavercreek Township |
| Unified School District | Beavercreek City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,121.00 (-2.23%) | $165,520 (-) Land $39,050 Building $126,470 | |
| 2024 | $9,329.00 (-0.6%) | $165,520 (-) Land $39,050 Building $126,470 | |
| 2023 | $9,385.00 (+20.52%) | $165,520 (+38.08%) Land $39,050 Building $126,470 | $472,900 (+38.09%) Land $111,560 Building $361,340 |
| 2022 | $7,787.00 | $119,870 Land $32,540 Building $87,330 | |
| 2020 | $342,470 Land $92,970 Building $249,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Metronet, Verizon.
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