1430 Ludlow Rd, Xenia, OH 45385 Property Records

Greene County property record for 1430 Ludlow Rd, Xenia, OH 45385

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,305 sqft · built 1996
Lot Size5 acres (217,844 sqft)
OwnerIndividual Name on Record
Last Sale$274,000 (Aug 2000)
Tax Bill$10,646 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNB03-0002-0041.0-0062.00

Property Details

APN / Parcel Number

Primary APNB03-0002-0041.0-0062.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,305 sqft Living Area
1st Floor Area2,091 sqft
Basement Area907 sqft
Unfinished Basement907 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialStucco
Lot Area217,844 sqft (5 acres)
Garage TypeAttached
Garage Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1430 LUDLOW RD
CityXENIA
StateOH
Zip45385-7900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7-3-10 NORTH SIDE 1430 LUDLOW RD
Legal SubdivisionLUDLOW
JurisdictionGREENE OH
Township / Civil DivisionBEAVERCREEK
Census Block Group2
Census Block2001
Census Tract210603

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1430 LUDLOW RD, XENIA, OH 45385-7900
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2000 · Amount on Record
Deed SaleAug 2, 2000 · Amount on Record
Prior SaleJul 26, 2000 · Amount on Record
Deed Document Number200016053
Deed Book / Page1446 / 402
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address1430 LUDLOW RD, XENIA, OH 45385-7900
Document Number0000017387
Instrument DateSep 26, 2019
Transaction TypeMortgage
Record UpdatedOct 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1430 LUDLOW RD XENIA OH 453857900, XENIA, OH 45385-7900

Mortgage

Document Number0000017387
DateOct 18, 2019
Instrument17387
Lender
NameWRIGHT-PATT CU
TypeCredit Union
AddressBEAVERCREEK, OH 45434
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 17, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGreene County
County SubdivisionBeavercreek Township
Unified School DistrictBeavercreek City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,646.00 (-2.2%)$193,040 (-) Land $45,360 Building $147,680
2024$10,886.00 (-0.6%)$193,040 (-) Land $45,360 Building $147,680
2023$10,952.00 (+20.39%)$193,040 (+37.94%) Land $45,360 Building $147,680$551,560 (+37.94%) Land $129,610 Building $421,950
2022$9,097.00$139,940 Land $37,800 Building $102,140
2020$399,850 Land $108,010 Building $291,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREENE CO.-NORTHWEST REG WATER
serves 41,895 people · EPA ID OH2903512
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Metronet, Verizon.

Nearby Properties on Ludlow Rd

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