1342 Ludlow Rd, Xenia, OH 45385 Property Records

Greene County property record for 1342 Ludlow Rd, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	5 bd · 7.5 ba · 5,575 sqft · built 2003
Lot Size	11.5 acres (502,944 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Nov 1999)
Tax Bill	$20,409 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B03-0002-0041.0-0058.00`

Property Details

APN / Parcel Number

Primary APN	`B03-0002-0041.0-0058.00`

Interior

Bedrooms	5 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,575 sqft Living Area
1st Floor Area	3,841 sqft
Basement Area	3,841 sqft
Unfinished Basement	3,841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	502,944 sqft (11.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1342 LUDLOW RD
City	XENIA
State	OH
Zip	45385-8589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-3-10 DP&L ESMNT 11.546 AC LUDLOW RD
Legal Subdivision	LUDLOW
Legal Tract	6
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2001
Census Tract	210603

Owner

1342 Ludlow Rd is owned and occupied by two individuals who acquired it in August 2026.

Source: Greene County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1342 LUDLOW RD, XENIA, OH 45385-8589
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1999 · Amount on File
Deed Sale	Nov 1, 1999 · Amount on File
Prior Sale	Aug 3, 1998 · Amount on File
Deed Document Number	199930047
Deed Book / Page	1379 / 78
Last Transfer Date	Aug 6, 2026
Transfer Doc	0000013331
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE OH
Recording Date	Aug 11, 2026
Property Address	1342 LUDLOW RD, XENIA, OH 45385-8589
Document Number	0000013331
Instrument Date	Aug 6, 2026
Instrument	202613331
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1342 LUDLOW RD, XENIA, OH 45385-8589

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1342 LUDLOW RD, XENIA, OH 45385-8589
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021017399
Date	Jul 19, 2021
Instrument	2021017399

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	Other
Margin	3
Max Rate	6.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1342 LUDLOW RD, XENIA, OH 45385-8589
Document Number	0000000864
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1342 LLOW RD XENIA OH 45385, XENIA, OH 45385

Mortgage

Document Number	0000000864
Date	Jan 15, 2020
Instrument	864

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1342 LUDLOW RD, XENIA, OH 45385-8589
Document Number	0000002043
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1342 LUDLOW RD XENIA OH 453858589, XENIA, OH 45385-8589

Mortgage

Document Number	0000002043
Date	Dec 4, 2019
Instrument	2043

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1342 Ludlow Rd was $20,409, down 2.2% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,409.00 (-2.19%)	$369,890 (-) Land $78,350 Building $291,540
2024	$20,866.00 (-0.6%)	$369,890 (-) Land $78,350 Building $291,540
2023	$20,993.00 (+21.9%)	$369,890 (+39.67%) Land $78,350 Building $291,540	$1,056,840 Land $223,860 Building $832,980
2022	$17,221.00	$264,830 Land $65,290 Building $199,540
2020			$756,670 Land $186,550 Building $570,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1342 Ludlow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1342 Ludlow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

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