14717 76th St NE, Elk River, MN 55330 Property Records

Wright County property record for 14717 76th St NE, Elk River, MN 55330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,607 sqft · built 2018
Lot Size0.295 acres (12,876 sqft)
Owner2 Individual Names on Record
Last Sale$68,900 (Mar 2018)
Tax Bill$5,828 (2026)
Deeds & MortgagesAug 2019 Line of Credit
Mar 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN118-292-001040

Property Details

APN / Parcel Number

Primary APN118-292-001040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,607 sqft Living Area
1st Floor Area1,607 sqft
Basement Area1,349 sqft
Finished Basement1,349 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area12,876 sqft (0.295 acres)
Garage TypeAttached
Garage Area698 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address14717 76TH ST NE
CityELK RIVER
StateMN
Zip55330-4701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-004 BLOCK-001 4 BLOCK-001
Legal Range023
Legal Township121
Legal Section28
Legal SubdivisionCRIMSON PONDS WEST 3RD ADDN
Legal Block1
Legal Lot Number4
JurisdictionWRIGHT MN
Township / Civil DivisionOTSEGO
Census Block Group1
Census Block1001
Census Tract100101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12035 TRAIL HAVEN LN, ROGERS, MN 55374-4766
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2019Deed of Trust, Mortgage · Line of Credit
FINANCIAL SECURITY BANK
Mar 13, 2018Warranty Deed, Transfer
EXECUTIVE TITLE NORTHWEST LLC
Aug 18, 2017Loan Modification, Mortgage
FIRST NAT'L BK/ELK RIVER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2018 · Amount on Record
Deed SaleMar 13, 2018 · Amount on Record
Deed Document Number20181365966
Prior Transfer DateMar 12, 2018
Prior Transfer Doc0001365966
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address14717 76TH ST NE, OTSEGO, MN 55330-4701
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001401812
DateAug 2, 2019
Instrument1401812
Lender
NameFINANCIAL SECURITY BANK
TypeBank
AddressALBERTVILLE, MN 55301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueJul 20, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateMar 13, 2018
Property Address14717 76TH ST NE, OTSEGO, MN 55330-4701
Document Number0001365966
Instrument DateMar 12, 2018
Instrument1365966
Transaction TypeTransfer
Record UpdatedApr 9, 2018
Title CompanyEXECUTIVE TITLE NORTHWEST LLC

Transaction

AmountAmount Recorded
Tax$227.37
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12035 TRAIL HAVEN LN ROGERS MN 553744766, ROGERS, MN 55374-4766

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWRIGHT MN
Recording DateAug 18, 2017
Property Address14717 76TH ST NE, OTSEGO, MN 55330-4701
Instrument DateAug 17, 2017
Instrument1351187
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyLAND TITLE CORPORATION

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0001351187
DateAug 18, 2017
Instrument1351187
Lender
NameFIRST NAT'L BK/ELK RIVER
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityOtsego City
Unified School DistrictElk River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,828.00 (+6.51%)$529,700 (+2.32%) Land $100,000 Building $429,700$529,700 (+2.32%) Land $100,000 Building $429,700
2025$517,700 (-0.35%) Land $105,000 Building $412,700$517,700 (-0.35%) Land $105,000 Building $412,700
2023$5,472.00 (-3.22%)$519,500 Land $102,000 Building $417,500$519,500 Land $102,000 Building $417,500
2022$5,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOtsego
serves 19,000 people · EPA ID MN1860026
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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