14701 76th St NE, Elk River, MN 55330 Property Records

Wright County property record for 14701 76th St NE, Elk River, MN 55330

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,353 sqft · built 2016
Lot Size	0.297 acres (12,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (May 2020)
Tax Bill	$5,528 (2026)
Deeds & Mortgages	Nov 2019 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118-292-001050`

Property Details

APN / Parcel Number

Primary APN	`118-292-001050`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,353 sqft Living Area
1st Floor Area	1,263 sqft
Basement Area	870 sqft
Finished Basement	870 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,966 sqft (0.297 acres)
Garage Type	Attached
Garage Area	767 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14701 76TH ST NE
City	ELK RIVER
State	MN
Zip	55330-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-005 BLOCK-001 5 BLOCK-001
Legal Range	023
Legal Township	121
Legal Section	28
Legal Subdivision	CRIMSON PONDS WEST 3RD ADDN
Legal Block	1
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1001
Census Tract	100101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14701 76TH ST NE, ELK RIVER, MN 55330-4701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 18, 2017	Warranty Deed, Transfer EXECUTIVE TITLE NORTHWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	20201427536
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	14701 76TH ST NE, OTSEGO, MN 55330-4701
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001411358
Date	Nov 19, 2019
Instrument	1411358

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2049

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 26, 2020
Property Address	14701 76TH ST NE, OTSEGO, MN 55330-4701
Document Number	0001427536
Instrument Date	Apr 30, 2020
Instrument	1427536
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,336.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14701 76TH ST NE, OTSEGO, MN 55330-4701

Mortgage

Document Number	0001427537
Date	May 26, 2020
Instrument	1427537

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 18, 2017
Property Address	14701 76TH ST NE, OTSEGO, MN 55330-4701
Document Number	0001348550
Instrument Date	Jul 6, 2017
Instrument	1348550
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	EXECUTIVE TITLE NORTHWEST

Transaction

Amount	Amount Recorded
Tax	$1,273.47
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14701 76TH ST NE, OTSEGO, MN 55330-4701

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,528.00 (-1.04%)	$522,000 (+5.31%) Land $100,000 Building $422,000	$522,000 (+5.31%) Land $100,000 Building $422,000
2025		$495,700 (-6.19%) Land $105,000 Building $390,700	$495,700 (-6.19%) Land $105,000 Building $390,700
2023	$5,586.00 (+1.31%)	$528,400 Land $102,000 Building $426,400	$528,400 Land $102,000 Building $426,400
2022	$5,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Otsego serves 19,000 people · EPA ID MN1860026
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

14701 76th St NE, Elk River, MN 55330 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 76th St NE

Nearby Streets

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