Wright County property record for 14744 76th St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,004 sqft · built 2016 |
| Lot Size | 0.284 acres (12,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $448,500 (Jan 2025) |
| Tax Bill | $4,896 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-292-002030 |
| Primary APN | 118-292-002030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,004 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 12,405 sqft (0.284 acres) |
| Garage Type | Attached |
| Garage Area | 758 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14744 76TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-4701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-003 BLOCK-002 3 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 28 |
| Legal Subdivision | CRIMSON PONDS WEST 3RD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14744 76TH ST NE, ELK RIVER, MN 55330-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Apr 6, 2021 | Deed of Trust, Mortgage · Line of Credit BRIDGEWATER BANK |
| Apr 6, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BRIDGEWATER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on Record |
| Deed Sale | Jan 31, 2025 · Amount on Record |
| Deed Document Number | 20251569430 |
| Prior Transfer Date | Jan 10, 2025 |
| Prior Transfer Doc | 00A1569429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14744 76TH ST NE, OTSEGO, MN 55330-4701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | ALL AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 14744 76TH ST NE, OTSEGO, MN 55330-4701 |
| Document Number | 00A1594986 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | A1594986 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14744 76TH ST NE, OTSEGO, MN 55330-4701 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000034995 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 34995 |
| Name | BRIDGEWATER BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Jan 13, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14744 76TH ST NE, OTSEGO, MN 55330-4701 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001465528 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 1465528 |
| Name | BRIDGEWATER BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Jan 13, 2026 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,896.00 (+3.38%) | $455,700 (+2.89%) Land $100,000 Building $355,700 | $455,700 (+2.89%) Land $100,000 Building $355,700 |
| 2025 | $442,900 (-8.81%) Land $105,000 Building $337,900 | $442,900 (-8.81%) Land $105,000 Building $337,900 | |
| 2023 | $4,736.00 (+0.42%) | $485,700 Land $102,000 Building $383,700 | $485,700 Land $102,000 Building $383,700 |
| 2022 | $4,716.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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