Wright County property record for 14693 76th St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,012 sqft · built 2016 |
| Lot Size | 0.311 acres (13,584 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (Jul 2026) |
| Tax Bill | $4,670 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-292-001060 |
| Primary APN | 118-292-001060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 13,584 sqft (0.311 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14693 76TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-006 BLOCK-001 6 BLOCK-001 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 28 |
| Legal Subdivision | CRIMSON PONDS WEST 3RD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
14693 76th St NE is owned and occupied by an individual who bought it in July 2026.
Source: Wright County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14693 76TH ST NE, ELK RIVER, MN 55330-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| May 7, 2018 | Warranty Deed, Transfer WATERMARK TITLE AGENCY |
| Jan 17, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on File |
| Deed Sale | Jul 10, 2026 · Amount on File |
| Prior Sale | May 7, 2018 · Amount on File |
| Deed Document Number | 20261607222 |
| Prior Transfer Date | Mar 27, 2025 |
| Prior Transfer Doc | 00A1578511 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jul 10, 2026 |
| Property Address | 14693 76TH ST NE, ELK RIVER, MN 55330-4825 |
| Document Number | 0001607222 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20261607222 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | WATERMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176,649.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14693 76TH ST NE, ELK RIVER, MN 55330-4825 |
| Document Number | 0001607223, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20261607223 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14693 76TH ST NE, OTSEGO, MN 55330-4825 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | EXECUTIVE TITLE TAYLOR |
| Name | Verified Name |
|---|
| Document Number | 0001427084 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 1427084 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 7, 2018 |
| Property Address | 14693 76TH ST NE, OTSEGO, MN 55330-4825 |
| Document Number | 0001369523 |
| Instrument Date | May 3, 2018 |
| Instrument | 1369523 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | WATERMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,173.15 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 14693 76TH ST NE, OTSEGO, MN 55330-4825 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jan 17, 2017 |
| Property Address | 14693 76TH ST NE, OTSEGO, MN 55330-4825 |
| Document Number | 0001334742 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 1334742 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 18, 2017 |
| Title Company | SHERBURNE COUNTY ABSTRACT, SHERBURNE COUNTY ABSTRACT AND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14693 76TH ST NE OTSEGO MN 55330, OTSEGO, MN 55330 |
| Document Number | 1334743 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 1334743 |
| Name | BELL BK |
|---|---|
| Address | MINNEAPOLIS, MN 55416 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2047 |
The 2026 property tax bill for 14693 76th St NE was $4,670.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,670.00 | $431,500 (+1.74%) Land $100,000 Building $331,500 | $431,500 (+1.74%) Land $100,000 Building $331,500 |
| 2025 | $424,100 Land $105,000 Building $319,100 | $424,100 Land $105,000 Building $319,100 | |
| 2023 | $4,844.00 (+0.5%) | $447,700 Land $102,000 Building $345,700 | $447,700 Land $102,000 Building $345,700 |
| 2022 | $4,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14693 76th St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14693 76th St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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