Wright County property record for 14696 76th St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,604 sqft · built 2017 |
| Lot Size | 0.342 acres (14,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $454,051 (Jan 2018) |
| Tax Bill | $6,114 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-292-002060 |
| Primary APN | 118-292-002060 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,604 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 1,154 sqft |
| Finished Basement | 1,154 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 14,903 sqft (0.342 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14696 76TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-006 BLOCK-002 6 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 28 |
| Legal Subdivision | CRIMSON PONDS WEST 3RD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
14696 76th St NE is owned and occupied by two individuals who bought it in January 2018.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14696 76TH ST NE, ELK RIVER, MN 55330-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Jan 12, 2018 | Warranty Deed, Transfer EXECUTIVE TITLE NW LLC |
| Sep 7, 2017 | Warranty Deed, Transfer EXECUTIVE TITLE |
| Aug 18, 2017 | Loan Modification, Mortgage FIRST NAT'L BK/ELK RIVER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2018 · Amount on File |
| Deed Sale | Jan 12, 2018 · Amount on File |
| Prior Sale | Sep 7, 2017 · Amount on File |
| Deed Document Number | 20181362172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14696 76TH ST NE, OTSEGO, MN 55330-4825 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | HOME SECURITY ABSTRACT & TTL |
| Name | Verified Name |
|---|
| Document Number | 0001410501 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 1410501 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14696 76TH ST NE, OTSEGO, MN 55330-4825 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Name | Verified Name |
|---|
| Document Number | 0001460810 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 1460810 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jan 12, 2018 |
| Property Address | 14696 76TH ST NE, OTSEGO, MN 55330-4825 |
| Document Number | 0001362172 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 1362172 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | EXECUTIVE TITLE NW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,498.37 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14696 76TH ST NE, OTSEGO, MN 55330-4825 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 7, 2017 |
| Property Address | 14696 76TH ST NE, OTSEGO, MN 55330-4825 |
| Document Number | 0001352653 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 1352653 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $227.37 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21301 COUNTY RD, ROGERS, MN 55374 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 18, 2017 |
| Property Address | 14696 76TH ST NE, OTSEGO, MN 55330-4825 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 1351187 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | LAND TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0001351187 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 1351187 |
| Name | FIRST NAT'L BK/ELK RIVER |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 14696 76th St NE was $6,114.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,114.00 | $547,600 (+1.56%) Land $100,000 Building $447,600 | $547,600 (+1.56%) Land $100,000 Building $447,600 |
| 2025 | $539,200 Land $105,000 Building $434,200 | $539,200 Land $105,000 Building $434,200 | |
| 2023 | $5,950.00 (-1.72%) | $569,400 Land $102,000 Building $467,400 | $569,400 Land $102,000 Building $467,400 |
| 2022 | $6,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14696 76th St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14696 76th St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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