1471 Swallow Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1471 Swallow Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,832 sqft · built 1996
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$458,000 (Sep 2010)
Tax Bill	$7,291 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2021 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`783-51-050`

Property Details

APN / Parcel Number

Primary APN	`783-51-050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	835 sqft
2nd Floor Area	997 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,662 sqft (0.13 acres)
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1471 SWALLOW LN
City	GILROY
State	CA
Zip	95020-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8769 HILLCREST 4-A BOOK 671 PAGE 26 PAGE 27 LOT 21
Legal Subdivision	HILLCREST 4-A
Legal Tract	8769
Legal Lot Number	21
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1007
Census Tract	512516

Owner

Source: Santa Clara County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1471 SWALLOW LN, GILROY, CA 95020-8228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 10, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2010 · Amount on Record
Deed Sale	Sep 15, 2010 · Amount on Record
Prior Sale	Apr 7, 2010 · Amount on Record
Deed Document Number	201020870658
Prior Transfer Date	Mar 10, 2006
Prior Transfer Doc	0018846033
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1471 SWALLOW LN, GILROY, CA 95020-8228
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1471 SWALLOW LN, GILROY, CA 95020-8228

Mortgage

Document Number	0024610820
Date	Sep 11, 2020
Instrument	24610820

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1471 SWALLOW LN, GILROY, CA 95020-8228
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1471 SWALLOW LN, GILROY, CA 95020-8228

Mortgage

Document Number	0024824483
Date	Feb 10, 2021
Instrument	24824483

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 8, 2031

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$598,502 (+2%) Land $339,763 Building $258,739
2025	$7,291.00 (+2.2%)	$586,767 (+4.04%) Land $333,101 Building $253,666
2023	$7,134.00 (+1.67%)	$563,984 Land $320,167 Building $243,817
2022	$7,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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