1466 Swallow Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1466 Swallow Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,040 sqft · built 1996
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,500 (Oct 1997)
Tax Bill	$5,142 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`783-51-060`

Property Details

APN / Parcel Number

Primary APN	`783-51-060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,662 sqft (0.13 acres)
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1466 SWALLOW LN
City	GILROY
State	CA
Zip	95020-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8769 HILLCREST 4-A BOOK 671 PAGE 26 PAGE 27 LOT 11
Legal Subdivision	HILLCREST 4-A
Legal Tract	8769
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1008
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1466 SWALLOW LN, GILROY, CA 95020-8227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 1997 · Amount on Record
Deed Sale	Oct 23, 1997 · Amount on Record
Prior Sale	Jan 31, 1997 · Amount on Record
Deed Document Number	199713906729
Last Transfer Date	Jan 13, 2009
Transfer Doc	0020107752
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1466 SWALLOW LN, GILROY, CA 95020-8227
Document Number	0024427364
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1466 SWALLOW LN GILROY CA 950208227, GILROY, CA 95020-8227

Mortgage

Document Number	0024427364
Date	Mar 11, 2020
Instrument	24427364

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153-5353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 10, 2045

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1466 SWALLOW LN, GILROY, CA 95020-8227
Document Number	0023747926
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1466 SWALLOW LN GILROY CA 950208227, GILROY, CA 95020-8227

Mortgage

Document Number	0023747926
Date	Sep 8, 2017
Instrument	23747926

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$425,750 (+2%) Land $196,388 Building $229,362
2025	$5,142.00 (+2.27%) Homeowner's exemption	$417,403 (+4.04%) Land $192,538 Building $224,865
2023	$5,028.00 (+1.72%) Homeowner's exemption	$401,196 Land $185,062 Building $216,134
2022	$4,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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