1486 Swallow Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1486 Swallow Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,880 sqft · built 1996
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$1,100,000 (Nov 2025)
Tax Bill	$7,627 (2025)
Deeds & Mortgages	Nov 2025 Sale May 2018 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`783-51-058`

Property Details

APN / Parcel Number

Primary APN	`783-51-058`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Area	394 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1486 SWALLOW LN
City	GILROY
State	CA
Zip	95020-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8769 HILLCREST 4-A BOOK 671 PAGE 26 PAGE 27 LOT 13
Legal Subdivision	HILLCREST 4-A
Legal Tract	8769
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1008
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1486 SWALLOW LN, GILROY, CA 95020-8227
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Grant Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL
May 17, 2018	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 1, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Jul 26, 2010 · Amount on Record
Deed Document Number	202525908260
Prior Transfer Date	Nov 14, 2025
Prior Transfer Doc	0025908259
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 21, 2025
Property Address	1486 SWALLOW LN, GILROY, CA 95020-8227
Document Number	0025908260
Map Reference	MB 671 PG 26 & 27
Instrument Date	Nov 17, 2025
Instrument	25908260
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Tax	$1,210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1486 SWALLOW LN, GILROY, CA 95020-8227

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1486 SWALLOW LN, GILROY, CA 95020-8227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023934770
Date	May 17, 2018
Instrument	23934770

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	BEAVERTON, OR 97006

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1486 SWALLOW LN, GILROY, CA 95020-8227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1486 SWALLOW LN, GILROY, CA 95020-8227

Mortgage

Document Number	0024717383
Date	Nov 20, 2020
Instrument	24717383

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1486 SWALLOW LN, GILROY, CA 95020-8227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1486 SWALLOW LN, GILROY, CA 95020-8227

Mortgage

Document Number	0024729491
Date	Dec 1, 2020
Instrument	24729491

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,100,000 (+77.03%) Land $440,000 Building $660,000
2025	$7,627.00 (+2.24%) Homeowner's exemption	$621,357 (+4.04%) Land $248,541 Building $372,816
2023	$7,460.00 (+1.69%) Homeowner's exemption	$597,231 Land $238,891 Building $358,340
2022	$7,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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